Inside This Issue
		NEWS & MARKETS
	
Q1 Shows 'Clear' Signs of Commercial P/C Softening, Says CIAB
	
Renewal Rates Continue Upward YOY for Most Commercial Lines: Ivans Index
	
Q1 Has Lowest Insurance Agency M&A in 5 Years; Mega Deals Coming?
	
Workers' Comp Premiums Fall 3% in 2024; Combined Ratio Holds at 86: NCCI
SPECIAL REPORT
	
Spotlight: Captives to Remain Viable as Market Softens
	
Closer Look: Hard Market, Valuable Research, Public Perception & Antitrust Litigation Pressure Higher Education World
	
2025 Program Directory - Summer Edition
IDEA EXCHANGE
	
Ask the Insurance Recruiter: Viral Work Trends Q&A: A Fun Way for Your Agency to Discuss Recruiting
	
The Marketing Connection: Essential Steps for Insurance Professionals to Stay Ahead
	
The Competitive Advantage: May the Combined Ratio R.I.P. (for Measuring Profit)
	
Closing Quote: How to Keep Third-Party Events from Becoming First-Party Losses
DEPARTMENTS
 
	
Opening Note
 
	
Declarations
 
	
Figures
 
	
People
 
	
Business Moves