Inside This Issue
		NATIONAL COVERAGE
	The Relative Calm
	Industry Insiders Credit Risk Management for Minimizing Recession's Impact
 
	Reinsurers Seem Ready to Flex Muscles
	Prices Could Increase by Double-Digits
 
	International Coverage
	Hope, Straight Talk and Despair Amid the Ruins
 
	SPECIAL REPORT: Agency Salary Survey
	Agencies Trim Payrolls and Raises
 
	Spotlight: Agribusiness/Farm and Ranch
	Top 5 Insurance Issues for Farmers in a Soft Economy
 
	Closer Look: Boats and Marinas
	5 Solutions for Marine Clients in Today's Challenging Times
 
	Closer Look: Boats and Marinas
	Marine Broker, Carrier Share Views on the Market
 
IDEA EXCHANGE
	Budget-Friendly Ideas to Retain Your Top Performers
	Career Development, Mentors and Flexible Schedules Can Help
 
	Valuing the Deal: It's What You Keep That Matters
	Hard Costs, Holdbacks and Soft Costs Impact Every Deal
 
	Closing Quote: Christopher Leliaert
	Implications for Agents of 2008 Farm Bill
 
DEPARTMENTS
SOUTHEAST COVERAGE
	Florida, Georgia Among States Showing Declines in Auto Deaths
	Among 40 States With Improved Roadway Safety Records
 
'Death Map' of Natural Event Fatalities
	U. of South Carolina Geographers Identify Fatality 'Hot Spots'
	
 
	Kentucky Ice Storm Death Toll at 35; Losses at $130 Million
	About 50,000 Still Without Power Two Weeks After Storm
 
	Judge Orders Mine Rescue Safety Teams
	Rescue Teams Must Train More Often
 
	Defense Act Bars Suits Against Blackwater
	North Carolina's Blackwater in Legal Win Over Contractors' Survivors
 
	Florida Attaches Major Conditions to State Farm Withdrawal
	State Farm Agents to Work with Other Insurers; No Policies in Citizens
 
	Exclusive Survey: Florida Agents React to State Farm Exit
	What Will Happen to State Farm Business?
 
	Now Playing in Florida: A Scary Surplus Lines Scenario
	Essex, CNL Hotels Court Rulings Strike Fear in Heart of Florida's Surplus Lines Industry
 
	Soft Market Opportunities in State Farm Exit, Medical Mal, EPLI
	FSLA President Finver Looks Beyond Regulatory Issues
 
	What Retail Agents Value in Surplus Agents
	10 Things Retail Agents Value About Surplus Lines Agents
 
	Top 24 Surplus Lines Coverages in Florida
	Inland Marine On Top in Policy Count
 
	House Sponsors Sign Onto Surplus Lines Bill
	House to Get Industry Supported Reform Bill
 
	Directory: Florida Surplus Lines
	Association Members