Inside This Issue
		NATIONAL COVERAGE
	Analysis: AIG Meltdown Has Roots in Greenberg Era
	Critics Say Greenberg Planted the Seeds for the $180B Disaster
 
	Federal Reserve in Uncharted, Risky Territory
	Fed's Exposure to AIG Totals Nearly $93B
 
	Closer Look: Homeowners and Auto
	Personal Umbrella Policies Come in All Shapes and Sizes
 
	Spotlight: Energy/Oil & Gas
	10 Things to Know About the Energy Market
 
	SPECIAL REPORT:
	Top 100 Agency Profile
 
	
Calif.-based Heffernan Insurance Brokers - A Young Company With a Nontraditional Management Style
	Closer Look: Auto/Antiques and Collectibles
	Recession Gives Agents New Opportunity with Car Lovers
 
	Spotlight: Transportation and Trucking
	Industry Stalled in Soft Market But Rate Increases on Horizon
 
	
SPECIAL REPORT: 2009 Hospitality Risks Directory
EAST COVERAGE
	Chubb Settles Suit Over Improper Incentives
	Pays $239K But Admits No Wrongdoing over Deal with Boston Brokerage
 
	Massachusetts' Ex-Commissioner Joins Narragansett Bay
	Julianne Bowler Tapped to Help R.I. Insurer's Expansion
 
	Workers' Comp Insurer Says Anti-Fraud Efforts Saved $20.7M
	Aggressive Efforts Break All Previous Years' Efforts
 
	
Stimulus Bill Will Have Minimal Industry Impact
IDEA EXCHANGE
	Five Tips for Agents From a Part-Time CFO
	What to Watch and Avoid When it Comes to Cash
 
	Growing Your Property Casualty Agency
	Don't Emulate How the Big Auto Insurers Sell
 
	Increasing an Agency's Sales Efficiency
	Why Agencies Should Track Source to Sale
 
	Minding Your Business
	The Art of Restructuring Your Agency in Difficult Times
 
	Closing Quote: A Letter to the President
	Please Preserve State-Based Insurance Regulation
 
DEPARTMENTS
	
Opening Note
	MyNewMarkets
	
People
	Business Moves