Inside This Issue
NEWS & MARKETS
Nine-Month 2025 Results Show P/C Underwriting Gain Skyrocketed
E&S Premium Growth Moderates Through First Nine Months of 2025
Howden-Driven Talent War Has Cost Brown & Brown $23M in Revenue, CEO Says
SPECIAL REPORT
Spotlight: Agritourism Growth Drives Insurance Demand
Special Report: Agency Salary Survey
Special Report: Support Staff Show Declining Trend in Salary Increases but Satisfaction Over Total Comp Improves
Special Report: 2025 Agents of the Year
IDEA EXCHANGE
Ask the Insurance Recruiter: The Challenges of Insurance Recruiting
The Competitive Advantage: Agents' Standard of Care and Insureds' Duty to Read Their Policies
Is It Covered?: Price Optimization and Insurance
Teacher Burnout: Supporting and Retaining Employees in the Education Sector
Emerging Risks to Watch: Agentic AI, Electric Motorcycles, and Hydrogen Fuel Cells
Minding Your Business: Business Planning in a Snap: Part One
Closing Quote: Cuts to Funding Mean Risks Will Pivot in Human Services Market
DEPARTMENTS
Opening Note
Declarations
Figures
People
Business Moves
My New Markets