Inside This Issue
		NATIONAL COVERAGE
	Closer Look: Habitational: How to COPE with Apartment Risks
	What Underwriters Want to Know About Apartment Complexes
 
	Special Report: Professional Liability
	Legislation, Litigation: Double Whammy for Employers' Liability
 
	
Genetic Info, Data Breach, Pay Bias Rules Increase Employers' Exposure
	Special Report: Professional Liability: SmartRisk Survey Results
	Economy Altering Architect/Engineering Insurance Buying
 
	Spotlight: Exclusive Insurance Journal 2009 Agency E&O Survey
	Agents' E&O Marked By Stability, Satisfaction
 
	Top 100 Agency Profile: California's Barney & Barney
	A Century of Growing and Giving Back
 
	Spotlight: Agency E&O: Plug the Agents' E&O Gap
	Protection from Carrier Insolvency: How Agency E&O Gap Coverage Can Relieve Worry
 
SOUTHEAST COVERAGE
	Florida Approves 6.8% Workers' Compensation Rate Cut
	Makes Seventh Straight Rate Cut Since 2003
 
	North Carolina Arrests 3 More in Alleged Staged Auto Accident Ring
	Two-Year Investigation Has Caught 7 Suspects
 
	Tennessee Hears Calls for Safety
	Oversight As ATV Death Toll Rises State's Death Toll in ATV Accidents Now at 8
 
	Georgia Court Blocks 'Stacking' of Business Auto Policies
	State's Top Court Overturns Appeals Court; Says Policy Language Is Clear
 
	Florida's Citizens Reconsiders, Renews House With Chinese Drywall
	Insurer Rejection Had Raised Concerns Other Insurers Would be Cancelling
 
	Homeowners Choice Has Eye on 21st Century Holding
	Florida Insurer Seeks Merger with Multi-State Writer
 
	Florida's American Keystone Faces Liquidation
	Insurer Surplus Fell Below Minimum; 7,800 Policies Affected
 
	Pressure Builds for More States to Ban Cell Phone Use While Driving
	Evidence Mounts That Teens Most at Risk for Distracted Driving
 
	Southeast States Most Exposed to Climate Change
	OxFam America Report Factors Poverty Along with Catastrophe Risk
 
	El Nino to Influence Winter, Or Not, Say Forecasters
	Forecasters Differ But Southeast Could Be Wet and Cool
 
IDEA EXCHANGE
	Idea Exchange: Commercial Property Vacant Buildings
	A Side Effect of Downsizing
 
	Idea Exchange: Boat Insurance
	5 Common Insurance Mistakes That Can Sink Boaters
 
	Minding Your Business
	Managing Producers: How to Set Sales Goals and Monitor Performance
 
	
Special Report: Professional Liability: What to Watch Now in the World of D&O Bankruptcies, Banks, Derivatives and Lots More
	Special Report: Professional Liability: What Clients Need in Employment Practices Liability Insurance
	How to Choose and Tailor EPL Coverage
 
	Closing Quote: Jon Spalding
	Why Agents Are Needed in Healthcare Debate
 
DEPARTMENTS
- Business Moves
- Closing Quote
- MyNewMarkets
- Opening Note
- People