Need a little help, I know its hard to believe. I have a tire business whom sells new tires for pick ups on up to very heavy equipment. Insured has contracts with Granite Const., and the State of Ca. I have admitted carriers whom will write the that market, the problem is the retail of used tires. Customers with the big tire needs, will buy used from lets say the State cuzz they waste good tread. Need a good non-standard carriers or MGA. Premium is running around $25,000
Insured has two large trucks that go out on service calls if needed. Also have complete service typical to a tire shop for big trucks.
Heavy Equip Tire Business
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Tip: If you are posting a market request, include the state abbreviation in your post title to get better responses.
Tip: If you are posting a market request, include the state abbreviation in your post title to get better responses.
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InsAgentSF
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Re: Heavy Equip Tire Business
Call Alicia Sandlin at AllRisks 201-913-9298 Cell
Thank you very much for the help with Hard to Place business. I already tried Century, It's kind'a funny they have more exclusion requirement to sign off on then admitted carriers in CA. NO-used retail tire's and no service trucks. Travelers, Safeco, OMI, Allied want the business just not the used tire exposure and No problem with the service trucks. Maybe Century thinks their a special child, and really not a SUB-STARDARD carrier Jack sass's. 
I'll give B & G a shout the market could be lock with them. This is kind of a favor I really don't like dealing with these types of insured's. E&O head aches not mention whiners 
I'll give B & G a shout the market could be lock with them. This is kind of a favor I really don't like dealing with these types of insured's. E&O head aches not mention whiners -
bindscott
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Sanddog1, I've been watching your posts and it seems you posess an extensive knowledge in the inudustry. I know the forum posts can be very misleading and my questions and comments might sound sarcastic. Please don't take this the wrong way:
Q1: You obviously understand the reasons for standard markets to decline certain risks. Do you really know the true reason(s) why non-standard/E & S markets ask certain questions? (Not a negative comment: Why are you complaining that E & S markets ask too many questions? E & S carriers are not "special" children but they are children. They all need to ask basic questions and limit exposures like any other carriers.)
Q2: Ever heard of declination? Can't you decline a risk since you don't like dealing wih those favors? (Not a negative comment: Why put up with customers with high exposures and endless headache?)
Q3: Can yoiu share some negative, historical experiences relating to your E & O? (Not a negative comment: You continuously include high-exposure, E & S markets, non-admitted carriers, E & O in one sentence and it sounds likie it all came from experience.)
Q1: You obviously understand the reasons for standard markets to decline certain risks. Do you really know the true reason(s) why non-standard/E & S markets ask certain questions? (Not a negative comment: Why are you complaining that E & S markets ask too many questions? E & S carriers are not "special" children but they are children. They all need to ask basic questions and limit exposures like any other carriers.)
Q2: Ever heard of declination? Can't you decline a risk since you don't like dealing wih those favors? (Not a negative comment: Why put up with customers with high exposures and endless headache?)
Q3: Can yoiu share some negative, historical experiences relating to your E & O? (Not a negative comment: You continuously include high-exposure, E & S markets, non-admitted carriers, E & O in one sentence and it sounds likie it all came from experience.)
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yoyowordup
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Bindscott, I hear ya man your correct. I can't disagree. Believe me I constantly tell these newbie not to be chasing this stuff. (like property managers) for instance. This Tire business is suing the MGA and the Broker for not notify the insured of a cancellation. This guy has business w/ CA, granite Const, Caltrans I hate this stuff. That's E&O exposure I am referring too. The Broker is in big trouble with a 10,000 ded.
I am or was doing a favor for a friend. It's just not commonplace for and E & S market to decline quotes. Lets' say because of claims? or a building does not have fire sprinklers or it's to old, or the truck is to big, Come on then what's and E & S market good fore. Most of my admitted carriers will write just about everything E & S market will chase. In my case because of resale of heavy equipment used tires, I am going to
E & S people. I'm telling you as the market get softer, which it is E & S gets picker.
I am or was doing a favor for a friend. It's just not commonplace for and E & S market to decline quotes. Lets' say because of claims? or a building does not have fire sprinklers or it's to old, or the truck is to big, Come on then what's and E & S market good fore. Most of my admitted carriers will write just about everything E & S market will chase. In my case because of resale of heavy equipment used tires, I am going to
E & S people. I'm telling you as the market get softer, which it is E & S gets picker.