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Robert Johnson · Post by **Robert Johnson** » Wed Jan 31, 2007 12:32 pm

I have a question. I have a freind that wants to allow his mother to borrow his car.

If something happens will his collission and comprehension cover his car, will his liabiity cover the car?

Big Dog · Post by **Big Dog** » Wed Jan 31, 2007 12:55 pm

Does his mother know how to drive? Does she have a drivers license?

LadyBroker · Post by **LadyBroker** » Wed Jan 31, 2007 1:58 pm

He needs to read his insurance policy, as not all policies allow Permissive Users.

doyourhomework · Post by **doyourhomework** » Wed Jan 31, 2007 2:04 pm

Also look for "resident relatives" in the definitions of permitted drivers. If Mom lives on her own apart from him in a separate residence, that alone would disqualify her.

independent guy · Post by **independent guy** » Wed Jan 31, 2007 2:19 pm

LadyBroker wrote:He needs to read his insurance policy, as not all policies allow Permissive Users.

Exactly.

The bottom line is, someone needs to read the insurance policy, and call the agent/company and ask.

Robert Johnson · Post by **Robert Johnson** » Wed Jan 31, 2007 2:27 pm

Yes his mother can drive and does have her own insurance. His mother's car will be in the shop.

His insurance is with AIG.

I looked at my own policy and it seems the key is that he must give her permission but I am not with AIG.

scott · Post by **scott** » Thu Feb 01, 2007 2:33 pm

If your friend has a question about his insurance, he should call his agent.

If he doesn't feel comfortable asking his agent or insurer a question like this he needs to change agents.

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Is he covered

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Re: permissive user