Michael Insurance Planning
Commission-Only Insurance Producer (Property & Casualty – Commercial Focus)
Posted on Apr 14 Lebanon, OH (Hybrid) 6445 views
(Updated May 5th, 2026)
Company: Michael Insurance Planning, Inc.
Location: Lebanon, Ohio (flexible / hybrid)
Compensation: 1099 Independent Contractor
Established independent agency seeking a motivated, licensed Property & Casualty producer to generate and service new business within the agency. This is a traditional producer role within an established office environment and not Multi-level recruiting. The role is commission only. 60% 1st year / 40% renewals. We are making it competitive because we are hoping to attract a candidate that stays long term. Because this is a 1099 position, you will have complete flexibility. I am not a micromanager and do not care how often you come in, when you come in, etc. As long as you are doing well, it's totally up to you, but you will have your own private office when you do. You must have experience in the industry, be able to generate, produce and service the business you generate.
This is not a multilevel marketing or recruiting-based position. You will be working directly within an established independent agency, focused on writing and servicing real business. Regarding paid leads, we are not against them outright. On the employee benefit side, the leads tend to be very old, no longer useful, etc. It simply hasn't been worth it. But if they work on the P & C side, we are willing to assist with the cost.
We have previously hired producers on a salaried or draw-based structure. After multiple instances where upfront compensation exceeded production, we shifted to a commission-only model. This structure is designed to align incentives, reduce risk, and identify producers who can consistently perform.
This role is structured as a 1099 independent contractor position and offers flexibility in scheduling within reasonable business expectations. Please feel free to contact us directly with any questions.
Company: Michael Insurance Planning, Inc.
Location: Lebanon, Ohio (flexible / hybrid)
Compensation: 1099 Independent Contractor
Established independent agency seeking a motivated, licensed Property & Casualty producer to generate and service new business within the agency. This is a traditional producer role within an established office environment and not Multi-level recruiting. The role is commission only. 60% 1st year / 40% renewals. We are making it competitive because we are hoping to attract a candidate that stays long term. Because this is a 1099 position, you will have complete flexibility. I am not a micromanager and do not care how often you come in, when you come in, etc. As long as you are doing well, it's totally up to you, but you will have your own private office when you do. You must have experience in the industry, be able to generate, produce and service the business you generate.
Compensation
- Commission only (no salary or draw)
- 60% first-year commission on new business
- 40% renewal commission
- Paid after agency receives carrier payment
- Producer responsible for chargebacks
What You Get
- Your own office
- Agency systems
- Carrier appointments
- E&O coverage
- Office infrastructure (computer, phone, supplies)
Requirements
- Active P&C license
- Sales or insurance experience
- Ability to generate your own leads
- Self-motivated and independent
Position Details
- Book of business remains with the agency
- Straight producer role (not recruiting-based, not MLM)
- Opportunity to build long-term residual income
Additional Context
This is not a multilevel marketing or recruiting-based position. You will be working directly within an established independent agency, focused on writing and servicing real business. Regarding paid leads, we are not against them outright. On the employee benefit side, the leads tend to be very old, no longer useful, etc. It simply hasn't been worth it. But if they work on the P & C side, we are willing to assist with the cost.
We have previously hired producers on a salaried or draw-based structure. After multiple instances where upfront compensation exceeded production, we shifted to a commission-only model. This structure is designed to align incentives, reduce risk, and identify producers who can consistently perform.
This role is structured as a 1099 independent contractor position and offers flexibility in scheduling within reasonable business expectations. Please feel free to contact us directly with any questions.
