2019 Insurance Journal’s Super Regional P/C Insurers

Overview

What determines a Super Regional?

To determine the companies for the 2019 Super Regional Property/Casualty Insurer™ list, these specific, objective qualifying criteria and thresholds were evaluated as of Dec. 31, 2018:

• Active, individual companies reporting data using the property/ casualty annual statement format
• At least $1 million of direct premium written in each of two to 34 states
• Less than 90 percent of direct premium written in any one state
• Less than 90 percent of direct premium written in any one line of business
• Policyholders surplus of at least $100 million
• Net premium written of at least $50 million
• Direct premium written of at least $25 million

Demotech Inc. analyzed year-end 2018 data reported to the National Association of Insurance Commissioners to classify and stratify insurers in order to arrive at this year’s list.

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