Who made the top 145 list for 2021?
In order to continue the discussion regarding what constitutes a Super Regional P/C Insurer™ and to give definition to this important group of insurers, Demotech Inc. analyzed year-end 2020 data for property/casualty insurance companies. The criteria utilized to determine the top carriers included:
- Active, individual companies; reporting data using the property/casualty annual statement format
- At least $1 million of direct premium written in each of two to 34 states
- Less than 90% of direct premium written in any one state
- Less than 90% of direct premium written in any one line of business
- Policyholders surplus of at least $100 million
- Net premium written of at least $50 million
- Direct premium written of at least $25 million
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