AI + Property Data: Improving Loss Ratios for Home Insurance Carriers in 2025

Overview

Powered by billions of unique data points from 90% of U.S. properties, Home Factors™ by PGM leverages AI to help carriers make smarter underwriting decisions.

  • Identify Hidden Property Risks
  • Balance Risk Selection and Growth Goals
  • Apply Fair and Accurate Pricing at Scale
  • Reduce Underwriting Costs w/o Sacrificing Accuracy

Join us for an exclusive conversation with Efram Ware, VP & GM of Homeowners of America, as we explore how unique interior and exterior property insights help carriers improve underwriting accuracy, confidently assess hidden risk factors, and drive better loss ratio performance.