Insurance Journal November 3, 2025 Issue

Inside this issue:

🧠 Critical Thinking

📉 An Unsustainable Trend – Declining P/C Rates and Rising Cost of Risk: Marsh’s John Doyle

📊 Rates in Review

💼 Workers’ Comp Continues to Lead P/C industry With Strong Profits

🌪️ Natural Disaster Claims in 2025 to Again Top $100B Despite ‘Abnormally Low’ Q3 Events

⚖️ Can a More Unified Front Be Formed Against Legal System Abuse?

🚨 State Officials Say New Rules, Delays for FEMA Grants Put Disaster Response at Risk

🔍 Closer Look: Top 50 Commercial Lines Leaders