Articles by Denise Johnson

The Rising Score of Youth Sports Head Injury Claims

Last year, the NFL agreed to settle a concussion lawsuit filed by former players for $914 million. As concussion-related lawsuits continue to be filed against professional sports teams, equivalent claims and litigation will soon be seen in a variety of …

Insurers Warned on Rise in Fraudulent Car Rental Schemes

In the last 12 months, Kraig Palmer he has seen rental car schemes “rise faster than any other auto fraud trend.” Palmer, an investigator with the California Highway Patrol, describes this fraud as a multilevel crime, committed by opportunistic drug …

Court Rules Ohio Landlords Are Liable for Safety of Tenants’ Guests

Landlords are on notice after a ruling by the Ohio Supreme Court. The high court ruled that landlords owe the same duty of safety to guests as they do for tenants. In Mann v. Northgate Apartments, a 16 year old was …

The Future of Drones in the Insurance Industry

After a catastrophe hits, mobile units filled with adjusters are on site to evaluate property damage. Flash forward five years and an insured may never meet the property adjuster handling his or her claim. Instead, a drone is sent to …

Southeast States Battle Prescription Drug Abuse

Deaths from prescription drug overdoses jumped 360 percent in the last decade in the Appalachian region, according to the Center for Clinical and Translation Science. As a result of this epidemic, states in the Southeast have weighed legislation addressing prescription …

Yacht Fires Pose Challenge to Firefighters and Insurers

Difficult to access and usually within confined spaces, yacht fires can grow into big losses quickly, posing challenges to both firefighters and insurers. Severity, a concern for high-end watercraft insurers led to the creation of AIG Private Client Group’s, loss …

Insurer Reports Sandy Flood Claims Resolving Quickly

A bulletin by the National Flood Insurance Program helped spur quicker processing of Sandy flood-related claims. Prior to the bulletin, claims were adjusted according to the policy and guidelines established by the Federal Emergency Management Agency (FEMA), according to Jeff …

Insurers Go Beyond Paying Claims for Sandy Victims

According to the U.S. Chamber of Commerce, Superstorm Sandy affected 16 states causing unprecedented damage to the East Coast. As a result of the storm, businesses including insurers have pledged more than $123 million to support recovery efforts, with two …

Court: Illinois Teen Eligible for UIM Coverage Under Dad’s Business Auto Policy

A teen injured in a car wreck is entitled to underinsured motorist coverage (UIM) under her father’s business auto policy even though the vehicle she was riding in was not a listed vehicle on the policy, according to the U.S. …

Court: Illinois Teen Eligible for UIM Coverage Under Dad’s Business Auto Policy

A teen injured in a car wreck is entitled to underinsured motorist coverage (UIM) under her father’s business auto policy even though the vehicle she was riding in was not a listed vehicle on the policy, according to a decision …