Articles by Denise Johnson

Court Rules Ohio Landlords Are Liable for Safety of Tenants’ Guests

Landlords are on notice after a ruling by the Ohio Supreme Court. The high court ruled that landlords owe the same duty of safety to guests as they do for tenants. In Mann v. Northgate Apartments, a 16 year old was …

The Future of Drones in the Insurance Industry

After a catastrophe hits, mobile units filled with adjusters are on site to evaluate property damage. Flash forward five years and an insured may never meet the property adjuster handling his or her claim. Instead, a drone is sent to …

Southeast States Battle Prescription Drug Abuse

Deaths from prescription drug overdoses jumped 360 percent in the last decade in the Appalachian region, according to the Center for Clinical and Translation Science. As a result of this epidemic, states in the Southeast have weighed legislation addressing prescription …

Yacht Fires Pose Challenge to Firefighters and Insurers

Difficult to access and usually within confined spaces, yacht fires can grow into big losses quickly, posing challenges to both firefighters and insurers. Severity, a concern for high-end watercraft insurers led to the creation of AIG Private Client Group’s, loss …

Insurer Reports Sandy Flood Claims Resolving Quickly

A bulletin by the National Flood Insurance Program helped spur quicker processing of Sandy flood-related claims. Prior to the bulletin, claims were adjusted according to the policy and guidelines established by the Federal Emergency Management Agency (FEMA), according to Jeff …

Insurers Go Beyond Paying Claims for Sandy Victims

According to the U.S. Chamber of Commerce, Superstorm Sandy affected 16 states causing unprecedented damage to the East Coast. As a result of the storm, businesses including insurers have pledged more than $123 million to support recovery efforts, with two …

Court: Illinois Teen Eligible for UIM Coverage Under Dad’s Business Auto Policy

A teen injured in a car wreck is entitled to underinsured motorist coverage (UIM) under her father’s business auto policy even though the vehicle she was riding in was not a listed vehicle on the policy, according to the U.S. …

Court: Illinois Teen Eligible for UIM Coverage Under Dad’s Business Auto Policy

A teen injured in a car wreck is entitled to underinsured motorist coverage (UIM) under her father’s business auto policy even though the vehicle she was riding in was not a listed vehicle on the policy, according to a decision …

Reviewing Premises and Dram Shop Liability Triggers

Claims involving allegations of alcohol intoxication require careful analysis when determining what policy or policies may apply. Two common theories centered on alcohol-related allegations that come into play include premises liability and dram shop liability, according to John P. Cunningham …

Targets of Trademark Bullies and Patent Trolls Differ

Even though real world bullies make the news, it’s trademark bullies and patent trolls that worry businesses. Trademark bullies are typically large firms that seem to go out of their way to keep others from using brand names that the …