Articles by Denise Johnson

2 Years After Tornado, Oklahoma’s Moore Rebuilding; View Video

Two years ago on May 20, an EF 5 tornado touched down in Moore, Oklahoma, 4.4 miles west of Newcastle. The powerful twister, with wind speeds reaching 210 miles per hour, cleared a path of destruction stretching 14 miles while …

Top 5 Issues in Often-Misunderstood Business Interruption Insurance

The high costs related to business interruption should provide an impetus for companies to prep for them in advance, according to industry experts. During a recent webinar hosted by global broker Marsh, insurance experts detailed the top five issues related …

NCCI State of the Line Report Reveals Positive Outlook for Workers’ Compensation Market

The workers’ compensation industry had a pretty good 2014 in which its combined ratio improved for the third consecutive year, premium grew for the fourth consecutive year, and claim frequency declined about two percent. But the results in 2014 were …

Honesty the Best Policy with Food-Related Recalls

While peanut butter and cantaloupe made news in recent years, ice cream is the latest item to be pulled off grocery store shelves due to foodborne-illness. Brenham, Texas-based Blue Bell Creameries’ listeria-tainted ice cream has been linked to at least 10 illnesses and three …

The Scoop on Recall Insurance and Listeria-Linked Ice Cream

While peanut butter and cantaloupe made big news in recent years, ice cream is now the latest item to be pulled off grocery store shelves due to foodborne-illness. Brenham, Texas-based Blue Bell Creameries’ listeria-tainted ice cream has been linked to …

How Wearable Devices Could Disrupt the Insurance Industry

Nearly 50 years after Captain Kirk began using his wrist communicator on the television show, Star Trek, wearable technology is taking hold. From Fitbit and Nike Fuelbands to Google Glass and Golden-I, the technology is influencing how people live and …

How Media Portrayals Influence Workers’ Compensation Fraud

The depiction of workers’ compensation fraud by the media has affected the public’s perception of the crime, according to claims experts. While workers’ comp fraud is often depicted in a comedic way, that isn’t the case when it comes to …

More States Eye Use of Drug Formularies in Workers’ Compensation

While workers’ compensation pharmacy benefit managers have been utilizing drug formularies to control prescription drugs costs and monitor medical treatments for a long time, states are now catching on. Drug formularies are lists of prescription drugs that are considered appropriate …

Top Trends in Employment Practices Liability Claims

Unpaid internships, illegal background checks, pregnancy and health-related employment discrimination continue to be the top trending employment practices litigation cases, according to industry experts. Claims costs are rising, in part due to the length of time it takes to resolve …

Oversized Cargo Haulers Seek Exemption from 30-Minute Break Rule

Oversized and overweight cargo haulers that can only operate on roadways at certain times of day are seeking an exemption from a new federal trucking regulation requiring drivers to take a 30-minute rest every eight hours. Last month, the Specialized …