Articles by Denise Johnson

More States Eye Use of Drug Formularies in Workers’ Compensation

While workers’ compensation pharmacy benefit managers have been utilizing drug formularies to control prescription drugs costs and monitor medical treatments for a long time, states are now catching on. Drug formularies are lists of prescription drugs that are considered appropriate …

Top Trends in Employment Practices Liability Claims

Unpaid internships, illegal background checks, pregnancy and health-related employment discrimination continue to be the top trending employment practices litigation cases, according to industry experts. Claims costs are rising, in part due to the length of time it takes to resolve …

Oversized Cargo Haulers Seek Exemption from 30-Minute Break Rule

Oversized and overweight cargo haulers that can only operate on roadways at certain times of day are seeking an exemption from a new federal trucking regulation requiring drivers to take a 30-minute rest every eight hours. Last month, the Specialized …

Various Insurance Lines Could Potentially Be Affected by Ebola

As fears of an Ebola pandemic spread, many U.S. businesses are wondering if insurance will cover any complications that may arise. According to experts, the outbreak could potentially impact several insurance lines. According to Randy Nornes, executive vice president at …

Insureds Rarely Have Home Inventories Despite Benefits, Say Claims Pros

Despite big storms and wildfires highlighting the need, home inventories are rare, say insurance industry experts. An Allstate Insurance survey of Atlanta homeowners found that while than more than 90 percent of homeowners are concerned about protecting their homes, only …

Complex Energy Industry Requires ‘Power’ Underwriters

The energy industry is not a risk for every underwriter; it requires considerable underwriting expertise due to its complexity and rapid growth. “Power is one of the fastest growing segments in the U.S,” according to Tom Fitzgerald, CEO of Aon …

Prevention, Improved Response Stressed in West Explosion Report

Improvements in the response to large, complex fires was just one of the suggestions in a state fire marshal report on the fire and deadly explosion of a fertilizer plant in West, Texas, early in the evening on April 17, …

Insureds Rarely Have Home Inventories Despite Benefits, Say Claims Pros

Despite big storms and wildfires highlighting the need, home inventories are rare, say insurance industry experts. A recent Allstate Insurance survey of Atlanta homeowners found that while than more than 90 percent of homeowners are concerned about protecting their homes, …

Prevention, Improved Response Stressed in West Explosion Report

Improvements in the response to large, complex fires was just one of the suggestions in a state fire marshal report on the fire and deadly explosion of a fertilizer plant in West, Texas, in the early evening of April 17, …

Insureds Rarely Have Home Inventories Despite Benefits, Say Claims Pros

Despite big storms and wildfires highlighting the need, home inventories are rare, say insurance industry experts. A recent Allstate Insurance survey of Atlanta homeowners found that while than more than 90 percent of homeowners are concerned about protecting their homes, …