Articles by Joyce Rosenberg

Small Business Owners Face Health Insurance Dilemma

Rose Wang looks at her staff of 70 employees and wonders if she’ll have to lay off some of them to comply with the health care law. The owner of Binary Group Inc., an information technology firm based in Alexandria, …

What to Know About Snow

Snow can be more than an irritant and disruption for small businesses. It can also be a legal liability. This is the season for insurance agents and brokers to remind their clients of their potential liability: Let’s say there’s been …

Ho-Ho-Holidays Can Be Problem for Small Businesses

The holiday season isn’t necessarily the most joyous time of the year for small businesses. Holiday parties and celebrations can turn unpleasant if employees or guests misbehave. Productivity can drop when employees are distracted by all the personal things, including …

Employees Taking Salary Cuts Look for Loyalty from the Boss

Many employees of small businesses are grateful to have a job, even as salaries are frozen or cut and they’re asked to take on more responsibility. Company owners shouldn’t take those good attitudes for granted — they need to show …

Disaster Planning By Businesses Helps Even When Minor Disruptions Hit

The harsh weather of spring, including hard rains, flooding and tornadoes, has already hit parts of the Midwest and the South. It’s a reminder to small business owners everywhere that they need to be ready when disaster strikes. Preparing for …

Insurance Industry Advises Small Businesses Not to Skimp on Coverage

Insurance coverage is an expense that many small business owners might be tempted to cut back on or even forgo as they try to cut costs during the recession. They’re making a bet that they won’t need the coverage, but …

Summer is Good Time to Tackle Business To-Do Lists

The last few weeks of summer can be a useful time for small business owners whose companies are going through a slow period– they have a chance to tackle some of those tasks they’ve been putting off. Some owners use …

Small Businesses May Need to Spend a Little to Cut Expenses

Uncertain economic times prompt many small business owners to look for ways to cut costs. There are obvious ones, like buying energy-efficient light bulbs and forgoing national brands for the store’s own label when buying office supplies. But many owners …

As Stocks Fall, Small Businesses Urged to Start Retirement Plans

Amid the turbulence of the plunging stock market, there’s a great opportunity for small business owners — if they set up retirement plans now, they’ll position themselves and their employees for big gains when Wall Street finally recovers. And it’s …

N.Y., Northeast Small Businesses Face Need for Disaster Insurance

Many small business owners in New York and the Northeast are still trying to recover from floods caused by as much as eight inches of rain earlier this month. Those who had flood insurance can recoup some of their losses, …