My New Markets

Environmental Risks

Market Detail: James River Insurance Co.’s (www.jamesriverins.com) primary coverage includes: capacity up to $5 million or $11 million in combination with excess. Target account size is $25,000 – $250,000 (or larger). The FREEDOM PACK package product brings together a variety of casualty and professional coverages for environmental clients. FREEDOM PACK coverages available (individually or in combination with any other) include: general liability (ISO 12/07) – coverage Part A (Occ. or CM); contractors pollution liability – coverage Part B (Occ. or CM); professional liability – coverage Part C (CM); site pollution liability – coverage Part D (CM); products pollution liability – coverage Part E (CM). Excess coverage includes: capacity up to $11 million as a lead excess or as part of a higher excess layer; Follow-form excess; ability to write unsupported business over other carriers. Underlying carrier must be A.M. Best Co. rating A- VI or higher. Target risks include: environmental & heavy commercial contractors; project management including: emergency response; remediation contractors; industrial plant repair & maintenance; mold, asbestos and lead abatement; tank installation and removal; brownfield redevelopment; large construction; excavation and demolition contractors; and waste treatment facility repair and maintenance. Professional liability coverage for: environmental consultants, testing facilities, analytical labs, and health & safety training. Site specific coverage for water treatment facilities, property owners, brownfield redevelopment projects, real estate transactions, and manufacturers is available. Products pollution coverage available to manufacturers and distributors.

Available limits: As needed

Carrier: James River

States: All states

Contact: Customer service at 804-289-2700

Admitted Cat Property With Wind

Market Detail: Branch Agency Solutions (www.branchagencysolutions.com) offers up to $3 million in capacity for offices, warehouses, light retail, and mixed use properties. Distance to coast requirement. No heavy or industrial classes and no habitational or hospitality considered at this time.

Available limits: Maximum $3 million

Carrier: Various, admitted

States: Calif., Fla., Ga., La., Miss., N.C., S.C., Tenn., and Texas,

Contact: Otie Tomlinson at 888-365-7701 or e-mail: otie@branchagencysolutions.com

Healthcare Professional Liability

Market Detail: Sullivan Brokers Wholesale Insurance Solutions (www.sbwis.com) will consider virtually any risk in the healthcare space – any class, any hazard group, and any exposure – regardless of loss history or limits required.

Available limits: Minimum $500,000, maximum $25 million

Carrier: Unable to disclose, admitted and non-admitted available

States: All states

Contact: Pete Germain at 213-833-6186 or e-mail: germainp@sbwis.com

Contractor’s Pollution Liability

Market Detail: Midlands Management Corp.’s (www.midlandsmgt.com) coverage is designed specifically for contractor’s, both environmental & non-environmental, who have a pollution liability exposure arising out of a specified type of operation or by contract. Midlands specializes in writing contractor’s pollution liability (CPL) for a variety of contractor’s.

Available limits: As needed

Carrier: Unable to disclose, non-admitted

States: All states

Contact: Customer service at 800-800-4007

Non-Profit Organizations

Market Detail: Charity First (www.charityfirst.com) writes all lines of coverage including workers’ comp for nonprofits and social service agencies. The nation’s best-known and respected carriers provide its products and services, distributed through agents & brokers.

Available limits: As needed

Carrier: Travelers Insurance Group

States: All states

Contact: Riley Binford at 415-536-8438 or e-mail: riley_binford@charityfirst.com