I think that every time a Judge makes a ruling contrary to common sense and established policy, we should make the Judge subject to his/her own ruling. Now that I’ve blown off steam. The law states that everyone is afforded coverage regardless of fault. However, fault as a result of breaking the law should have viewed in an entirely different manner. I hope Allstate appeals as far as necessary to rectify this ludicrous decision.
If the state doesn’t want people to collect on their insurance policy, there should be no requirment to have people purchase the insurance. PAY UP WITHOUT COMPLAINING11
No fault coverage is just that, no fault. So you’re saying that if someone is speeding the company shouldn’t pay out since that’s breaking the law too? What about running a stop sign? You can’t have it both ways; either you pay out regardless of fault, or you come up with specific criteria that says it’s ok if you speed in the rain, but not if you drive drunk. It’s gonna be a long list.
We have a no-fault scheme here in Australia that works wonderfully and profitably for insurance companies. Compulsory Third Party (CTP) policies are required to purchase vehicle registration, and cover bodily injury to third parties (passengers or other not at fault drivers and pedestrians) as well as $250k for injury to the driver. It costs around $260-$560 depending on the age of the vehicle owner/drivers and their 5 year accident record, and can be so cheap because it severely reduces legal costs to all involved. Perhaps the American states should take a look at the way we work it here, as everybody wins.
As to the suggestion of making it tort-based – all that will do is make prices increase through the roof and make this sort of thing an even larger drain on the community.
I think that every time a Judge makes a ruling contrary to common sense and established policy, we should make the Judge subject to his/her own ruling. Now that I’ve blown off steam. The law states that everyone is afforded coverage regardless of fault. However, fault as a result of breaking the law should have viewed in an entirely different manner. I hope Allstate appeals as far as necessary to rectify this ludicrous decision.
I don’t know if the judge had a choice. There was/is no clause in the statute excluding illegal activities.
I agree with you on this one, Ray, but I think the judges hands were tied.
If the state doesn’t want people to collect on their insurance policy, there should be no requirment to have people purchase the insurance. PAY UP WITHOUT COMPLAINING11
No fault coverage is just that, no fault. So you’re saying that if someone is speeding the company shouldn’t pay out since that’s breaking the law too? What about running a stop sign? You can’t have it both ways; either you pay out regardless of fault, or you come up with specific criteria that says it’s ok if you speed in the rain, but not if you drive drunk. It’s gonna be a long list.
Just another reason to switch to a tort system.
You bet pay the drunks.
another attorny jerking the system for a buck- who’s effected all of us rates pay claims and the jerky court system protects the guity again
Did you read the artical? it excluded the coverage for DUI. When your rates go up thank the system
We have a no-fault scheme here in Australia that works wonderfully and profitably for insurance companies. Compulsory Third Party (CTP) policies are required to purchase vehicle registration, and cover bodily injury to third parties (passengers or other not at fault drivers and pedestrians) as well as $250k for injury to the driver. It costs around $260-$560 depending on the age of the vehicle owner/drivers and their 5 year accident record, and can be so cheap because it severely reduces legal costs to all involved. Perhaps the American states should take a look at the way we work it here, as everybody wins.
As to the suggestion of making it tort-based – all that will do is make prices increase through the roof and make this sort of thing an even larger drain on the community.
This sickens me, why do we need to hold the hands of these violent criminals. Enough is enough.