On the 200th anniversary of the first tremors of the New Madrid earthquakes, which were several of the most powerful quakes the United States has ever experienced, an insurance industry-backed group is reminding consumers to consider steps to prevent property damage.
The Insurance Institute for Business & Home Safety (IBHS) says there are relatively simple and effective steps to help reduce property damage from an earthquake.
During 1811-12, the central Mississippi valley was violently shaken by a series of three earthquakes above a magnitude 7, and up to 200 substantial aftershocks, according to the U.S. Geological Survey (USGS).
A similar risk exists today in the New Madrid Seismic Zone, which includes Alabama, Arkansas, Illinois, Indiana, Kentucky, Mississippi, Missouri and Tennessee.
“Earthquakes can strike anywhere, at any time, and without warning,” said Julie Rochman, president & CEO, IBHS. “Effective disaster safety measures can protect lives and property, but only if action is taken before an earthquake hits.”
IBHS has a pair of free consumer guides available on its website, http://www.DisasterSafety.org, which provides information on how to effectively prepare property for an earthquake.
- “Earthquake Risks Around the U.S. – How to Protect Your Property” provides information to help residents and business owners better understand the areas of a home or business most vulnerable to earthquake damage and offers solutions to minimize the risk of property losses. The information and suggestions presented in this guide range from simple weekend tasks that require basic carpentry skills to more complex projects that may require professional assistance.
- “Reduce Six Common Earthquake Risk for Under $70” identifies affordable ways to secure five items commonly found in homes so that they are not shaken loose, causing injuries or property damage. Most of these projects can be accomplished by residents or business owners themselves or with the help of someone who is handy with household tools.
In addition, the Insurance Information Institute (III) reminds consumers that earthquakes in the United States are not covered under standard homeowners or business insurance policies. Coverage is usually available for earthquake damage in the form of an endorsement to a home or business insurance policy.
Source: IBHS
Topics Catastrophe USA Natural Disasters Property
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