The Main Street America Group has introduced a remodeled commercial auto product to independent insurance agents who represent the super regional property/casualty insurance carrier in Arizona, Oklahoma and South Carolina.
Main Line Auto is an automated pricing tool that replaces the insurers’ current method of rating, said Dan Gaynor, Main Street America’s vice president of commercial lines. He said agents will quote and submit new business through the Main Street Station commercial lines processing system, and the system will automatically rate the risks based on tiering methodology and provide a rate.
Main Line Auto, like Main Street America’s previous commercial auto product, offers bodily injury liability, property damage liability, personal injury protection, and uninsured motorist and underinsured motorist coverages, hired automobile coverage, non-owned automobile coverage, comprehensive damage and collision damage.
Main Line Auto is being written with Main Street America’s NGM Insurance Co. in Arizona and South Carolina and Main Street’s America’s Grain Dealers Mutual Insurance Co. in Oklahoma.
Main Line Auto is available as a standalone product or companion to Main Street America’s Main Line business owners policy. Commercial lines accounts for 58 percent of Main Street America’s annual written premium.
Main Street America said it plans to introduce Main Line Auto in 24 states additional states over the course of the next year.


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