Cyber attacks are growing more common. Every merchant that accepts credit card payment is at risk for huge lawsuits. With virtually no way to protect against it, it won’t be long before stores stop accepting this form of payment. It will really disrupt the way we do business in America. I find it interesting this story is being reported from Bangalore, India.
I agree, Scott. He filed suit the day after the breach was announced. What are his damages? I say take it to trial tomorrow. Settle by providing free credit checks for three years and be done with it. If his data is subsequently used fraudulently – oh, well. You should have waited until you actually knew you were HARMED before you sued. This is just wrong.
Sounds like what one of my clients wanted his insurance company to do. He has ID Fraud Expense coverage on his homeowners policy and his identity was stolen years ago. Last month he came in with mail that was addressed to another person but had his address on (the postcard was from a business on the west coast). He wanted his insurance company to investigate the possible fraud now so it would save them “thousands of dollars” later. The insurance company said they can’t do anything until an actual theft/fraud occurred and a claim was filed.
Seems like this shouldn’t be exclusively the responsibility of Home Depot (or Target, or any specific store that was breached). HD is the business of selling home improvement merchandise. They are not a financial services company; they pay hefty fees to all of the credit card companies to use their services and I suspect there are other financial institutions (as well as their point of sale solution vendors) whom all get paid. Some of these guys should be culpable here. HD and every other merchant shouldn’t have to become experts in financial data privacy; this should all be outsourced to someone who is thoroughly competent in this area of expertise.
I’m not jumping on HD here, but when you say, “this should all be outsourced to someone who is thoroughly competent in this area of expertise” well then if HD did not do what you say they should have done, are they not at least partially culpable?
Absolutely HD is culpable. My point is that the current status quo forces each merchant to do their best in financial privacy matters. I think the time has come to make this a more centralized function within the financial services industry.
That’s what they get for showing us that disturbing “Barefootin” commercial over and over again.
Forcing different races into unrealistic social scenarios will get you hacked every time.
Using cash is a quick and easy way to avoid credit card fraud. We all know we are at risk. Use cash, maintain a low credit card limit, be proactive! At the very least, quit your whining and stop looking for a free ride.
Well, today someone tried to charge $199 on my credit card. I do not feel the one year protection Home Depot has offered is enough nor will it reimburse me for the houurs I will spend redoing all of the auto payments billed to my card.
There is a reasonable amount of protection one should expect when doing anything. There are laws embeded in society to protect us from evil doers. I lock my car, I lock my house, and run anti-virus and firewalls on my computer. I do what I can to deter myself and my family from danger and damage. When Home Depot found the breach in APRIL and did nothing because it would hurt their spring summer sales and only announced the breach only when someone else found it and went public. It says alot about the relationship that Home Depot has for the valued customer. It was Home Depots site that was hacked not mine, and while I am building a bathroom at a price of $3000 all charged at Home Depot in multiple trips they just smiled and said Thank you. Knowing the whole time that my information and identity was at risk. Once I found out from the news(not a PSA from Home Depot) I called my credit card company and cancelled the card. Home Depot has proved that it values money over customers I don’t think they realize that customers are the money and not as dumb as they think we are
OMG. They made several transactions and money was removed from my account for the transactions. It took ten days for the bank to investigate and return my money. Home Depot still has not notified me as yet.
Someone charged 270.00 at a dollar general store with my information. I used my card at home depot in the last 3 months right when all this went down. I agree with what Larry Sherman said. One year is not enough. I lost out on work and late payment fee due to the money that was stolen.
My card was breached at Home Depot in NYC on 23rd Street. The same night someone tried to use my card numbers that same night in California. Master Card didn’t allow the $340.00 charge to go through. As a result they shut my card and all of my Auto-payments stopped. I lost my insurance on all of my vehicles and received a $70 fine at EZPass toll booth, and that’s just the beginning!!! Home Depot is liable. I will be signing up for any and all lawsuits against that company. I will never shop at home depot again and all of my contractors and contractors as well as my company will be directed to all other outlets besides Home Depot. Home Depot sent me an email apologizing for the breach. They’re a joke of a company.
Fact is THAT EVEN IF YOU DO NOT HAVE ANY FINANCIAL DAMAGE YOU SHOULD HAVE BEEN INFORMED BY HOME DEPOT
MOST STATES HAVE LEGISLATION THAT ALLOWS YOU TO JOIN A LAWSUIT CLASS ACTION IF YOU CAN PROOF YOU PURCHASED A PRODUCT DURING THIS TIME WHEN THE BREACH OCCURED.
This happen to me back in 2005, but it was a bookkeeper from the Home Depot store in Green Bay, WI who did the transfer, she looked up my credit card number from the POS system in the store and transferred 9,764.00 to my account. I was never contacted about the transfer. The transfer happened in Oct. of 2005 and showed up on my account in Nov. of 2005, it showed up on my statement as a misapplied sale, when I contacted he credit card company they told me it was my charge and to pay it. No one would help me, I contacted the credit card company and Home Depot to find out what the charge were and where it came from, they wouldn’t tell me. Home Depot banded me from coning in the store, and Citibank had written respond to other CItbank employee comments about me contacting they office for instant – There back! – Nice. I spend a year and half contacting both companies to trying to get the charge off – off my credit report. I told them thats all I wanted was my credit report charge off taken off my account. Both would not.I I f you would like to read more look up case # 11-3665. We ended up losing our case due to incompetent attorney, owning a 130,000 in attorney fees which I’m being sued now.
I was called by my bank and informed that they were cancelling my business credit card as there was a data breach at Home Depot where I used the card.There should be a class action suit to join anyone know anything about this, not fair they shouldn’t be able to get away with this and do nothing for the inconvenience to my bank , me
and my business. Any help would be appreciated.
I got mail from my bank stating that I was exposed to the Home Depot card data breach and I should terminate my current card! I want to join this class action lawsit and have documentation from my bank directly linking me/my account to one of the stores involved in this breach. Can you help me join this lawsuit somehow? Please! Thank You
I received notification from my bank a month prior informing me that if I had used my card at any Home depot to be aware as their system was hacked. Im constantly checking my account for any mis use activities, and it so happened right before going on vacation that my account was compromised, not one time ; but several times. I would like to join this class action suite
Ok let’s put this in perspective. DO NOT RELY ON ANYONE BUT YOURSELF TO TAKE MATTERS INTO YOUR OWN HANDS WITH IDENTITY. As a customer of HDepot, yes, my info was lifted. Thorough them? Can’t really say at 100%. But what I can say and I’m sharing is DON’T let some other entity be responsible for YOU. YOU be RESPONSIBLE for YOU. 1-contact the Federal Trade Commission 2-contact the credit unions. Get a 90 day alert on your accounts. 3- YOU NOT LIFELOCK for an example, contact YOUR financial institutions. And PLEASE don’t forget your 401K’s and IRA accounts. Don’t just focus on checking/savings. 4-Get ahold of your mortgage co. and let them be aware 5- get ahold of your Department of Transportation 6- get ahold of the Social Security Administration 7-contact your Health Insurance and make them aware also. Sure you can disclose all this info to a protection agency and then THEY have ALL your INFO ALL TOGETHER in one pretty little package. I didn’t suffer credit card issues. The hacker tried to file a 2014 tax return and luckily I’m a creature of habit and IRS caught very quickly the inconsistencies. In closure to all that read this the BEST resource I have uncovered is go to: FTC.GOV/ID THEFT. The Federal Trade Commission has free copies but you can download in PDF a book which is about 64 pages titled: Taking Charge What To Do If Your Identity Is Stolen. It’s worth GOLD.
This c/c hacking happend to me back in 2005. I spent years in WI. Fed court.What my case is all about, is the employees can hack you c/c info.and what about citi Bank.Thay knew that the system can be hacked but did nothing to let customers know about it.and in 2014 in Texas a employee hacked over 36,000 c/c and sold over 10,000 at .60 cach.when will H/d learn go to my blog at http://www.hdpos.blog.com
Cyber attacks are growing more common. Every merchant that accepts credit card payment is at risk for huge lawsuits. With virtually no way to protect against it, it won’t be long before stores stop accepting this form of payment. It will really disrupt the way we do business in America. I find it interesting this story is being reported from Bangalore, India.
Are you kidding me? This guy hasn’t even had confirmation yet
“his” data was breached, and he sues?
If he’s not actually an attorney “specializing” in lawsuits like these, he’s sure acting like one with dollar signs in his eyes.
No better than your typical ambulance chaser.
What do you call 100 lawyers at the bottom of the ocean?
A good start!
Maybe he just put them on notice?
“Illinois resident Kelsey O’Brien filed the lawsuit, seeking class-action status, compensatory and punitive damages…”
Illinois Resident says it all….
I agree, Scott. He filed suit the day after the breach was announced. What are his damages? I say take it to trial tomorrow. Settle by providing free credit checks for three years and be done with it. If his data is subsequently used fraudulently – oh, well. You should have waited until you actually knew you were HARMED before you sued. This is just wrong.
Sounds like what one of my clients wanted his insurance company to do. He has ID Fraud Expense coverage on his homeowners policy and his identity was stolen years ago. Last month he came in with mail that was addressed to another person but had his address on (the postcard was from a business on the west coast). He wanted his insurance company to investigate the possible fraud now so it would save them “thousands of dollars” later. The insurance company said they can’t do anything until an actual theft/fraud occurred and a claim was filed.
That’s what they get for showing us that disturbing “Barefootin” commercial.
Cramming different races into unnatural social scenarios will get you hacked every time.
Seems like this shouldn’t be exclusively the responsibility of Home Depot (or Target, or any specific store that was breached). HD is the business of selling home improvement merchandise. They are not a financial services company; they pay hefty fees to all of the credit card companies to use their services and I suspect there are other financial institutions (as well as their point of sale solution vendors) whom all get paid. Some of these guys should be culpable here. HD and every other merchant shouldn’t have to become experts in financial data privacy; this should all be outsourced to someone who is thoroughly competent in this area of expertise.
I’m not jumping on HD here, but when you say, “this should all be outsourced to someone who is thoroughly competent in this area of expertise” well then if HD did not do what you say they should have done, are they not at least partially culpable?
Absolutely HD is culpable. My point is that the current status quo forces each merchant to do their best in financial privacy matters. I think the time has come to make this a more centralized function within the financial services industry.
I’m sure they’ll be brought in as co-defendants by HD when the time is right.
That’s what they get for showing us that disturbing “Barefootin” commercial over and over again.
Forcing different races into unrealistic social scenarios will get you hacked every time.
And just what does that mean?
Using cash is a quick and easy way to avoid credit card fraud. We all know we are at risk. Use cash, maintain a low credit card limit, be proactive! At the very least, quit your whining and stop looking for a free ride.
Well, today someone tried to charge $199 on my credit card. I do not feel the one year protection Home Depot has offered is enough nor will it reimburse me for the houurs I will spend redoing all of the auto payments billed to my card.
There is a reasonable amount of protection one should expect when doing anything. There are laws embeded in society to protect us from evil doers. I lock my car, I lock my house, and run anti-virus and firewalls on my computer. I do what I can to deter myself and my family from danger and damage. When Home Depot found the breach in APRIL and did nothing because it would hurt their spring summer sales and only announced the breach only when someone else found it and went public. It says alot about the relationship that Home Depot has for the valued customer. It was Home Depots site that was hacked not mine, and while I am building a bathroom at a price of $3000 all charged at Home Depot in multiple trips they just smiled and said Thank you. Knowing the whole time that my information and identity was at risk. Once I found out from the news(not a PSA from Home Depot) I called my credit card company and cancelled the card. Home Depot has proved that it values money over customers I don’t think they realize that customers are the money and not as dumb as they think we are
OMG. They made several transactions and money was removed from my account for the transactions. It took ten days for the bank to investigate and return my money. Home Depot still has not notified me as yet.
Someone charged 270.00 at a dollar general store with my information. I used my card at home depot in the last 3 months right when all this went down. I agree with what Larry Sherman said. One year is not enough. I lost out on work and late payment fee due to the money that was stolen.
I want to be part of this if it goes class action. I don’t understand why stores of any type even keep cc data past the transaction.
My card was breached at Home Depot in NYC on 23rd Street. The same night someone tried to use my card numbers that same night in California. Master Card didn’t allow the $340.00 charge to go through. As a result they shut my card and all of my Auto-payments stopped. I lost my insurance on all of my vehicles and received a $70 fine at EZPass toll booth, and that’s just the beginning!!! Home Depot is liable. I will be signing up for any and all lawsuits against that company. I will never shop at home depot again and all of my contractors and contractors as well as my company will be directed to all other outlets besides Home Depot. Home Depot sent me an email apologizing for the breach. They’re a joke of a company.
I just had my bank credit card breeched ant they bought at a store and wiped out my checking account
I want to be part of this lawsuit
Fact is THAT EVEN IF YOU DO NOT HAVE ANY FINANCIAL DAMAGE YOU SHOULD HAVE BEEN INFORMED BY HOME DEPOT
MOST STATES HAVE LEGISLATION THAT ALLOWS YOU TO JOIN A LAWSUIT CLASS ACTION IF YOU CAN PROOF YOU PURCHASED A PRODUCT DURING THIS TIME WHEN THE BREACH OCCURED.
This happen to me back in 2005, but it was a bookkeeper from the Home Depot store in Green Bay, WI who did the transfer, she looked up my credit card number from the POS system in the store and transferred 9,764.00 to my account. I was never contacted about the transfer. The transfer happened in Oct. of 2005 and showed up on my account in Nov. of 2005, it showed up on my statement as a misapplied sale, when I contacted he credit card company they told me it was my charge and to pay it. No one would help me, I contacted the credit card company and Home Depot to find out what the charge were and where it came from, they wouldn’t tell me. Home Depot banded me from coning in the store, and Citibank had written respond to other CItbank employee comments about me contacting they office for instant – There back! – Nice. I spend a year and half contacting both companies to trying to get the charge off – off my credit report. I told them thats all I wanted was my credit report charge off taken off my account. Both would not.I I f you would like to read more look up case # 11-3665. We ended up losing our case due to incompetent attorney, owning a 130,000 in attorney fees which I’m being sued now.
I was called by my bank and informed that they were cancelling my business credit card as there was a data breach at Home Depot where I used the card.There should be a class action suit to join anyone know anything about this, not fair they shouldn’t be able to get away with this and do nothing for the inconvenience to my bank , me
and my business. Any help would be appreciated.
I got mail from my bank stating that I was exposed to the Home Depot card data breach and I should terminate my current card! I want to join this class action lawsit and have documentation from my bank directly linking me/my account to one of the stores involved in this breach. Can you help me join this lawsuit somehow? Please! Thank You
I received notification from my bank a month prior informing me that if I had used my card at any Home depot to be aware as their system was hacked. Im constantly checking my account for any mis use activities, and it so happened right before going on vacation that my account was compromised, not one time ; but several times. I would like to join this class action suite
I guess you can all meet in the Suite for the class action suit.
Ok let’s put this in perspective. DO NOT RELY ON ANYONE BUT YOURSELF TO TAKE MATTERS INTO YOUR OWN HANDS WITH IDENTITY. As a customer of HDepot, yes, my info was lifted. Thorough them? Can’t really say at 100%. But what I can say and I’m sharing is DON’T let some other entity be responsible for YOU. YOU be RESPONSIBLE for YOU. 1-contact the Federal Trade Commission 2-contact the credit unions. Get a 90 day alert on your accounts. 3- YOU NOT LIFELOCK for an example, contact YOUR financial institutions. And PLEASE don’t forget your 401K’s and IRA accounts. Don’t just focus on checking/savings. 4-Get ahold of your mortgage co. and let them be aware 5- get ahold of your Department of Transportation 6- get ahold of the Social Security Administration 7-contact your Health Insurance and make them aware also. Sure you can disclose all this info to a protection agency and then THEY have ALL your INFO ALL TOGETHER in one pretty little package. I didn’t suffer credit card issues. The hacker tried to file a 2014 tax return and luckily I’m a creature of habit and IRS caught very quickly the inconsistencies. In closure to all that read this the BEST resource I have uncovered is go to: FTC.GOV/ID THEFT. The Federal Trade Commission has free copies but you can download in PDF a book which is about 64 pages titled: Taking Charge What To Do If Your Identity Is Stolen. It’s worth GOLD.
This c/c hacking happend to me back in 2005. I spent years in WI. Fed court.What my case is all about, is the employees can hack you c/c info.and what about citi Bank.Thay knew that the system can be hacked but did nothing to let customers know about it.and in 2014 in Texas a employee hacked over 36,000 c/c and sold over 10,000 at .60 cach.when will H/d learn go to my blog at http://www.hdpos.blog.com