The Main Street America Group has introduced Main Street Protection Auto, its new private passenger auto insurance program for the preferred/standard marketplace in South Carolina via its statewide network of independent insurance agents.
Product highlights include 20 different types of discounts and a competitive lineup of bundled and standalone coverages that include features such as new vehicle replacement, full glass coverage and replacement of parts using original manufactured equipment.
“Main Street Protection Auto is a total overhaul of our current private passenger auto program,” said Debbie Murphy, Main Street America’s vice president/head of personal lines.
Murphy added that the new auto product also features an improved pricing position in Main Street’s target market, enhanced coverages and improved ease of use of for the Main Street Station personal lines processing platform for South Carolina independent agents.
Main Street Protection Auto’s bundled coverage options, or elite endorsements, are available for any qualifying vehicles and features accident forgiveness, diminishing collision deductibles, loan/lease and extra medical coverages. These options can be mixed and matched based on an insured’s coverage needs.
The Main Street Protection Auto offers up to 20 discounts, such as a new business discount, accident and violation free discount, loyalty, new vehicle discount and discounts for paying in full or signing up for electronic funds transfer. Other discounts include savings for insureds that package their homeowners’ policies with a Main Street America carrier or have multiple vehicles on the policy.
Several processing platform enhancements were made to the quoting and business submission process to allow agents to quickly bridge from their comparative rater directly to the premium summary page where additional coverages or quote changes can be made. There are fewer screens to simplify data entry and faster response times which enhance the overall user experience.
Main Street America plans to implement Main Street Protection Auto in several of its New England and Northeast states throughout 2016. This includes Connecticut, Maine, New Hampshire, New York, Pennsylvania and Rhode Island.
With roots dating back to 1923, The Main Street America Group is a mutual insurance holding company which writes business through its nine property/casualty insurance carriers: NGM Insurance Co., Old Dominion Insurance Co., Austin Mutual Insurance Co., Grain Dealers Mutual Insurance Co., Main Street America Assurance Co., Great Lakes Casualty Insurance Co., MSA Insurance Co., Spring Valley Mutual Insurance Co. and Main Street America Protection Insurance Co. Based in Jacksonville, Fla., Main Street America offers a range of commercial and personal insurance, as well as fidelity and surety bond products, to individuals, families and businesses throughout the United States.