Western Security Surplus Insurance Brokers has launched a bar, tavern and restaurant program in California. This is a brand new program in the California market, offering businesses products with access to an A- X rated, admitted market.
In addition to a minimum premium starting at $750, the coverage also includes general liability, liquor liability, assault & battery and property, as well as coverage enhancement endorsements. The carrier is looking to cover facilities up to 2,500 customer square feet, up to $1.5 million sales and 30 percent to 100 percent in liquor sales. Coverage is not subject to audit and coverage for businesses open until 2 a.m. is available. Incidental entertainment such as dance clubs or venues is not acceptable at this time.
Western Security Surplus Insurance Brokers provides retail brokers commercial and personal lines products, with access to both admitted and non-admitted markets. It now writes in most of the Sun Belt states from Calif. to Fla.