homeowners policy News

Michigan Man Says Insurance Won’t Cover Bullet Damage from Shootout

A northern Lower Michigan man is upset insurance doesn’t cover the damage done to his mobile home during a neighbor’s shootout with police. Lance Reed tells the Traverse City Record-Eagle he’s already spent $1,500 on repairs to five bullet holes …

In N.J. Pet Sitter Lawsuit, Debate Over ‘Independent Contractor’ Status

A recent court ruling in New Jersey focused on the question of whether a plaintiff who was bitten by a dog while working as a part-time pet sitter can be described as an “independent contractor.” The plaintiff, Hillary Aiges, agreed …

New Jersey Court: Pet Sitter Can Sue Dog’s Owners Over Bite

A New Jersey appellate court says a woman injured by a dog she was being paid to watch can sue the animal’s owners. The Star-Ledger reports the Bergen County woman agreed to care for her neighbor’s golden retriever while they …

Virginia Officials Urge Earthquake Insurance Check

State officials are reminding homeowners to review their insurance policies to see if they have earthquake insurance ahead of a new law that will require better disclosure if policies exclude such coverage. The State Corporation Commission’s Bureau of Insurance says …

Agents Can Advise Clients on Halloween Coverage, Accident Prevention

The Halloween night is filled with frightful risks. Fortunately. insurance agents can play a helpful role by advising their clients about coverage and accident prevention. • The Insurance Information Institute says standard homeowners and renters insurance policies provide coverage for …