Monthly Archives: <span>February 2011</span>

My New Markets

Bringing Market Seekers and Market Providers Together Find markets in our database Promote your markets on our site Join our community forums Membership is free HO6- Condominium Program Market Detail: National Risk Solutions is now offering an exclusive and brand …

Slow Down on Financial Stability Rules, Say Insurers

The insurance industry is asking the Obama Administration to slow down on rules for deciding whether insurers and other nonbank financial companies should be subject to extra scrutiny because they pose a systemic risk to the country’s financial stability. The …

Web Exchange

Survey on Agents’ Views on P/C Insurers What are the most critical factors in choosing carriers that agents will use the most? What areas would agents most like to see carriers spend more marketing or co-op advertising dollars on? How …

Achieving Social Objectives, Public Interest in Workers’ Comp

It is generally agreed that workers’ compensation has five primary objectives: Broad coverage of employees and of work related injuries and diseases. Substantial protection against interruption of income. Provision of sufficient medical care and rehabilitation services. Encouragement of workplace safety …

Safer Workplaces, But Older Workforce

Looking ahead for workers’ compensation in the coming decades, we see the best of times and the worst of times. On the positive side, workplaces have never been safer and the frequency of reported injuries has been on the decline …

Medical Losses, Top Line Growth Top Challenges for Workers’ Comp

The workers’ compensation industry in the years ahead will exist much as it has for decades in many respects. Policyholders will purchase coverage from either an agent or a company, with a portion of the market deciding to join the …

Service Economy Encouraging, Obesity Discouraging for Workers’ Comp

I believe that one of the favorable trends impacting workers’ compensation in the decades ahead will be driven by our service based economy. There will be relatively fewer manufacturing and construction injuries for two reasons; the economy will be focused …

No Business As Usual For Agents in Workers’ Compensation

It may be the perfect storm that will change the workers’ compensation landscape for decades. Individually, the forces are daunting, but put together the impact could be industry changing. Health care reform, evidence-based guidelines, the push for federal intervention, skyrocketing …

Demographics, Health Reform, Economy, Data to Help Define Future

The number of workers over age 55 is quickly growing. Carriers need to understand the physical abilities, limitations, and unique exposures of aging workers to be able to properly assess work safety and wellness programs employers have in place and …

Economy, Expenses, Employers’ Clout Likely to Discourage Major Changes to System

I begin with the following assumptions: The economic situation at the state and federal level will continue — if not worsen — over the next two to five years and unemployment will remain high before falling into the more normal …