Declarations
Mind Blowing “This is blowing my mind away.” —Denham Springs, La., Fire Chief Melvin Wheat said he is ecstatic about the city’s new, improved fire rating – a Class 2. Ratings range from Class 1, which is the best, to …
Out-of-State Coverage
The desire to provide workers’ comp coverage to out-of-state employees is not a new concept for State Funds. Of the 26 State Funds nationwide, 16 currently serve their state’s employers by providing coverage for out of state employees: Arizona, Colorado, …
The Nap Defense
Have you ever had your attention wander during a client presentation, forgotten to recommend a coverage, left an account folder at a restaurant or fallen asleep at the wheel on the way to a meeting? Those might be the office …
Agents Warn of Insurance Complications for New York City Contractors
Insurance agents are warning contractors in New York City that they may not be able to obtain increased coverage requirements called for by city regulations set to go into effect this month. Many of those new coverages are difficult or …
Settlement Leads Massachusetts Insurers to Issue Refunds to Motorcyclists
Insurers USAA and NGM Insurance Co. will return a combined $3.4 million to Massachusetts motorcycle policyholders as part of a settlement with state officials. Attorney General Martha Coakley said that 9,500 checks have been sent to motorcyclists statewide by 12 …
Report: Locking Prison Cells Didn’t Injure Guards in Illinois
A newspaper’s ongoing investigation has found an expert report, commissioned by the state of Illinois, showed that locking and unlocking prison cells didn’t cause repetitive trauma injuries in guards. The Belleville News-Democrat reported that the state continued to grant workers’ …
Storm Fraud
Oklahoma Attorney General Scott Pruitt filed felony fraud charges against an Oklahoma construction contractor who homeowners said accepted payment for roof repair without performing the work. Six counts of violating the Oklahoma Consumer Protection Act in Oklahoma County and two …
People
Willis has appointed Jana Rucker director of marketing for Willis Commercial Network – North America, where she will lead promotional marketing, communications and industry relations activities. She joins Willis from Crump Insurance Services Inc., where she was vice president of …
E&O Insights: Does Every One of Your Accounts Have a Personal or Commercial Umbrella?
The answer to the question posed in the headline is probably “no.” Despite your efforts, not every account (personal or commercial) buys this protection. The best follow up question would be, “Have you provided an umbrella proposal to every one …
Illinois Passes Workers’ Comp Reform but Some Say More Is Needed
Illinois Gov. Pat Quinn plans to sign a major overhaul of Illinois workers’ compensation system that he said will mean “significant savings” for the state, but at least one insurance carrier trade group asserted more work needs to be done …