Latest Business Insurance Headlines

All the headlines from our Business Insurance Topic Page, ordered by recency.

State Insurance Chiefs Urge Steps to Control Health Costs for Small Business

Nov 5 2009 // Lower profit margins, the downturn in the economy and significant premium increases are among the reasons small business employers have more difficulty than larger competitors affording insurance coverage for their...

Small Business Owners See Their Firms Leading Recovery Next 2 Years

Nov 2 2009 // Looking out 12 to 24 months, small business owners say their companies will emerge from the recession strong and well positioned for growth over the next two years, leading the U.S. to economic recovery. According to new...

Georgia Court Blocks ‘Stacking’ of Business Auto Policies

Nov 1 2009 // The Georgia Supreme Court has ruled that injured motorists are not entitled to maximize their coverage by combining commercial auto insurance policies on several vehicles to cover one accident, a tactic known as...

What Employers Need in Employment Practices Liability Insurance Today

Nov 1 2009 // Over the past 10 years, the number of employees filing individual discrimination charges against their employers has increased by 20 percent, resulting in $274.4 million in monetary benefits paid out in 2008, according to...

Legislation, Litigation: Double Whammy for Employers’ Liability

Nov 1 2009 // New Laws on Genetic Information, Data Breaches, Pay Discrimination Increase Employers’ Exposure New legislation has often brought new exposures to employers. This is also true of litigation. As 2009 proceeds, there...

Feds Say New York City Logged 90 Workplace Deaths in 2008

Oct 30 2009 // Construction continues to be a hazardous job for some workers in New York City. The federal Bureau of Labor Statistics reported this week that of the 90 fatal workplace injuries in the city in 2008, about a third involved...

Texas Mutual Recognizes Employers for Workplace Safety

Oct 28 2009 // Texas Mutual Insurance Company is recognizing 164 Texas-based employers for their workplace safety efforts. The award is based largely on each policyholder’s safety record, as well as the types of hazards their...

Obama to Boost Small Business Lending

Oct 21 2009 // President Barack Obama will announce a package of initiatives Wednesday to increase credit to small businesses, an administration official said Tuesday. “The proposal will increase the caps for existing SBA (Small...

How to Keep Workplace Friendships from Jeopardizing Your Job

Oct 20 2009 // When it comes to workplace relationships, the general advice is to keep your distance. After all, friendships can be tested by a number of different issues in the workplace. But the people we see every day at work often...

Employers Plan Big Changes for Benefit Plans for Next Year

Oct 19 2009 // As employees flip through their open enrollment packets, they may notice substantial changes to their medical plan for 2010, from increases in employee contributions to a new wellness program. According to the 2009...

Employers Plan Big Changes for Employee Medical Plans for Next Year

Oct 7 2009 // As employees flip through their open enrollment packets, they may notice substantial changes to their medical plan for 2010, from increases in employee contributions to a new wellness program. According to the 2009...

How the Great Recession is Changing the American Workplace

Oct 5 2009 // Going to work may never be the same again: the Great Recession has reshaped the American workplace and work force in ways that will last years, if not longer. The work force is graying as college graduates can’t find...

Public Employers in Ohio May See Lower Comp Premiums

Oct 5 2009 // Beginning Jan. 1, 2010, workers’ compensation premiums for Ohio’s Public Employer Taxing Districts (PECs) will drop by an average of 17 percent. The Ohio Bureau of Workers’ Compensation (BWC) Board of...

Small Business to Congress: Fix Health Insurance Now!

Oct 2 2009 // Whether they’re young or old, entrepreneurs always have a hunger to come up with the next big idea, or to do something better than anyone else. That’s the spirit that lives in each and every small business...

Kentucky Employers Mutual Lowers Workers’ Compensation Rates 6%

Sep 25 2009 // Kentucky’s largest workers’ compensation insurance provider says it is lowering its rates for businesses around the state for the fourth consecutive year. The rate reduction by Kentucky Employers’ Mutual...

Continental Risk Offers New Small Business Product

Sep 22 2009 // Continental Risk based in Lodi, Calif., is now offering a new business owners policy for small businesses that includes additional coverages outside of the typical property/casualty package. The program’s features...

Wyoming Workplace Deaths Tied to ‘Ornery’ Culture

Sep 21 2009 // A federal official who’s been studying Wyoming’s high rate of workplace fatalities said the state needs to foster an environment where workers regard following safety procedures as proof of their...

Employers Must Keep Company Picnics and Team-Building Activities Voluntary

Sep 21 2009 // When Fun ‘n Games at Work Take a Bad Turn Phyllis Young and her co-worker and friend, Sarah Bales, won the hula-hoop contest and the balloon toss, making them the favorites to also win the three-legged sack...

Roach Howard Smith & Barton Adds Daves in Commercial Division

Sep 16 2009 // Independent insurance brokerage firm and Assurex Global partner, Roach Howard Smith & Barton (RHSB), has added sales executive Brand Daves to the Commercial Insurance division of its Fort Worth office. Daves joins...

North Carolina Updates Professional Employer Organization Requirements

Sep 15 2009 // North Carolina Gov. Bev Perdue has signed into law stronger financial requirements for Professional Employer Organizations (PEOs) operating in the state. The Professional Employer Organization Act (SB 1029), which...