Latest Liability Headlines
All the headlines from our Liability Topic Page, ordered by recency.
Improper Claim Denials
Mar 20 2023 // I initiated this column in 2019 with a 12-month series of articles summarizing the key points in my book “When Words Collide: Resolving Insurance Coverage and Claims Disputes.” In my June 2019 column, I wrote...
Restaurants Serve Up New Ways To Operate
Mar 20 2023 // The restaurant and bar industry continues to serve up new ways to deliver their goods and services following the turbulent times experienced throughout the COVID-19 pandemic. While the most troublesome times have subsided,...
Changing Cyber Landscape Poses Challenges For Health-Care Market
Mar 20 2023 // If you’ve sold a cyber liability insurance policy lately, you know how quickly the market has evolved. Policies that were once inexpensive and universally available are now high-priced and hard to find. Just a few...
From Construction Costs to Cyber Crime, Educational Organizations Face Multiple Insurance Challenges
Mar 20 2023 // As the costs and consequences of education escalate, educational institutions at all levels face a rapidly growing slate of property and liability risks, including increasing sports liabilities and coverage for...
Physical Abuse Must Involve ‘Imbalance or Misuse of Power’ for Exclusion: Court
Mar 17 2023 // An act of physical abuse is not excluded by an abuse and molestation exclusion in a homeowners insurance policy unless the act involves “an imbalance or misuse of power in addition to being physically harmful,”...
U.S. Commercial Rates Increased in Q4 – But at Slower Pace: WTW
Mar 14 2023 // U.S. commercial insurance prices grew in the fourth quarter of 2022 by an average of 4.8%, down from the rate of 5.2% in the previous quarter (Q3 2022), according to WTW’s most recent Commercial Lines Insurance...
Mosaic Insurance Opens Singapore Office, Hiring 2 Specialty Underwriters
Mar 13 2023 // Mosaic Insurance has opened an office in Singapore and hired two specialty underwriters to build its transactional liability business across the Asia-Pacific region. Benn Wilson will serve as regional CEO, and head of Asia...
Court Finds Medical Malpractice Suit Partially Time-Barred, Trims Jury Award by $1.2M
Mar 10 2023 // A Pennsylvania Superior Court three-judge panel has slashed $1.2 million from a $2.7 million jury award in a medical malpractice case alleging two cancer misdiagnoses, finding that one of the claims was not brought until...
Show Must Go On for Broadway Theaters’ Covid Loss Claim, Federal Judge Rules
Mar 8 2023 // A New York federal judge has refused to lower the curtain on a Covid-19 business loss claim by the owner of five Broadway theaters because the entertainment insurance policy language is ambiguous as to whether the theater...
Kentucky Bill Would Boost Disclosure of Teachers’ Misconduct
Mar 6 2023 // A Kentucky House committee advanced a bill Tuesday to bolster disclosure requirements meant to reveal past misconduct allegations when teachers seek jobs in other school districts. Republican Rep. James Tipton said his...
10 Things to Know About Auto Insurance
Mar 6 2023 // The national combined average premium increased by 10.31%, and average liability premiums increased by 10.36% over the 2016-2020 period. The national combined average premium per insured vehicle was $1,176, a 2.4% decrease...
Declarations
Mar 6 2023 // Utility and Wildfire “Our thoughts remain with the people affected by the Fairview fire. We are reviewing this action and will respond to it through the proper legal channels.” — Southern California...
People Moves: Ashley Promoted to Division President of Chubb Tempest Re Int’l; Argenta Taps TMK’s Groves as Head of Cyber; Mosaic Hires Chief People Officer
Mar 2 2023 // This edition of International People Moves details appointments at Chubb Tempest Re, Argenta Syndicate Management Ltd., and Mosaic Insurance. A summary of these new hires follows here. Ashley Promoted to Division President...
Texas Utility Regulators Propose Changes to Electricity Market
Mar 1 2023 // The winter storm that hit Texas in February 2021 strained the state’s electricity grid so much that power had to be cut to millions of homes and businesses to prevent the grid’s complete failure. At least 200...
Kentucky Senate Votes to Provide Teachers with Liability Insurance for Lawsuits
Feb 27 2023 // The Kentucky Senate voted Friday to provide teachers with liability insurance coverage as a cushion against financial losses when forced to defend themselves against work-related lawsuits. The bill would require Kentucky...
States Look to Remove Legal Protections for Gun Industry
Feb 24 2023 // Mass shootings in America invariably raise questions of fault. The police’s delayed response outside an elementary school in Uvalde, Texas. A district attorney’s failure to prosecute the alleged Club Q shooter...
Colorado Among States Looking To Remove Legal Protections for Gun Industry
Feb 24 2023 // Mass shootings in America invariably raise questions of fault. The police’s delayed response outside an elementary school in Uvalde, Texas. A district attorney’s failure to prosecute the alleged Club Q shooter...
Florida’s Notice-of-Intent Trips Up Medicare Recovery Firm in Suits Versus Insurers
Feb 24 2023 // A law firm that has made a multibillion-dollar business out of suing auto and liability insurers for Medicare reimbursement payments may have met its match in Florida’s notice-of-intent-to-sue requirements. A panel...
Livestock Operations Grow as Demand Rises; Nationwide’s Cumings Sees Direct-to-Consumer Models Adding Additional Liability Risk
Feb 20 2023 // Specialization is critical in the cattle business and increased consumer demand for protein is driving new trends, including niche farms that offer direct-to-consumer strategies. In today’s evolving and growing...
How Social Inflation Is Impacting the Architects, Engineers Market
Feb 20 2023 // Social inflation has been a hot topic across the insurance industry over the last few years as claims frequency and severity continue to increase across nearly every line of business. While some lines, such as commercial...
