Articles by Andrew G. Simpson

Simpson is a freelance writer and editor. He retired as Chief Content Officer for Wells Media Group in July, 2022 after 18 years with the company.

Loan Readiness

Floridians still remember Hurricane Andrew from 20 years ago and for good reason given the destruction the Category 5 wrought. Andrew still ranks as one of the most expensive natural disasters ever in the U.S. The state and weather experts …

Insurance Think Tank Splits from Heartland, Reorganizes as R Street Institute

The insurance team at the conservative Washington, D.C. think tank Heartland Institute has split from that organization and has formed a new research and policy organization known as R Street Institute. The divorce came after a controversial anti-global warming campaign …

Expense Report

Multistate regulation adds 26 percent on average to the expense ratio of a multistate commercial liability insurer. That’s compared to an insurer, such as a risk retention group, which only has to comply with a single state’s regulations yet can …

EEOC Updates Best Practices for Using Criminal Records in Hiring

Recognizing that technology has changed hiring procedures and also that more people are coming in contact with the criminal justice system, the federal government has updated its guidelines for employers who use arrest and conviction records in their hiring decisions …

Do Safety Incentives Discourage Workers from Reporting Injuries?

Many employers are in the dark over whether their safety incentive programs encourage or discourage the reporting of injuries and illnesses by their employees, or if they have no effect. But a new report says employers, and the federal officials …

Silly Notion

“My view is that the world is not less complex; it’s getting more complex. And the notion that buyers don’t need help is just crazy; it’s silly. It’s a silly notion.” That’s the view of Frederick Eppinger, CEO of Hanover …

Current Market Not Yet a ‘Classic’ Hard Market: P/C Executives

The current property/casualty market is not a “classic” hard market, yet anyway. While prices are clearly rising in certain lines including property and workers’ compensation, other conditions of a traditional hard market are not in place, according to property/casualty brokerage …

Current Market Not Yet a ‘Classic’ Hard Market: P/C Executives

The current property/casualty market is not a “classic” hard market, not yet anyway. While prices are clearly rising in certain lines including property and workers’ compensation, other conditions of a traditional hard market are not in place, according to property/casualty …

Southeast Agency, Carrier Plans Brighten Jobs Picture

Those interested in new or better positions in insurance might want to grab their suntan lotion and head to the Southeast. They might also want to brush up on their Spanish. The unemployment rate remains higher in key Southeast states …

Southeast Agencies, Carriers Now Hiring

Here is some of the positive insurance employment news for the Southeast: Allstate In February, Allstate Insurance announced it was looking to appoint 124 new agency owners in Alabama, Georgia, North Carolina and South Carolina this year. “We see a …