Auto Coverage Under a CGL Policy May 19, 2025 By Bill Wilson Everyone knows that an ISO Commercial General Liability (CGL) policy does not cover the use of autos other than some...
Wildfires and Lessons Learned April 21, 2025 By Bill Wilson “I conceive that the great part of the miseries of mankind are brought upon them by false estimates they made...
Triple Net Leases April 7, 2025 By Bill Wilson Historically, triple net leases have been used for long-term leasing of larger properties, but increasingly they have been prescribed for...
Wildfires and Government Action Exclusions March 24, 2025 By Bill Wilson One of my first visuals of the conflagration in Los Angeles was a video of vehicles on the streets in...
Words Matter February 24, 2025 By Bill Wilson In my September 2020 column, I wrote an article called “Is It Covered? The Unimpeachable Case of What ‘Are’ Is.”...
Insurance and Shrinkflation: Caveat Emptor! December 2, 2024 By Bill Wilson Everyone is familiar with the significant price increases of many products and services in recent years. We call that “inflation”...
Named vs. Open Perils November 18, 2024 By Bill Wilson This column is written primarily for insurance professionals, though I hope that the information I include is helpful to practitioners...
Commoditization and Storytelling October 21, 2024 By Bill Wilson Last year, I addressed the issue of insurance policy commoditization in the context of industry advertising in at least four...
Plumbing Water Damage Claims Revisited September 16, 2024 By Bill Wilson Looking back at my Insurance Journal columns over the past 5 years, I found that I wrote at least one...
What Are ‘Weasel Words’ and What Is ‘Tergiversation’? August 19, 2024 By Bill Wilson In the 1990s, I co-wrote a seminar with the late, great John Eubank, CPCU, ARM called “How to Battle an...