How Do You Know If It’s an ISO Policy Form? March 18, 2024 By Bill Wilson Since its official inception in 1971, Insurance Services Office Inc. (ISO) has been the national insurance industry standard setter for...
Wear and Tear and Mechanical Breakdown Exclusions Under Auto Policies February 19, 2024 By Bill Wilson In my September 2023 column, I wrote about wear and tear exclusions in property policies and how these exclusions are...
Illinois Supreme Court Applies ‘RTFP!’ Principle to Faulty Workmanship Claims January 22, 2024 By Bill Wilson As reported by attorney Randy Maniloff in his Coverage Opinions newsletter, the Illinois Supreme Court has finally addressed coverage for...
5 Worthy New Year’s Resolutions December 4, 2023 By Bill Wilson I conceive that the great part of the miseries of mankind are brought upon them by false estimates they made...
Revisiting Terrorism Issues November 20, 2023 By Bill Wilson Yesterday was my son’s 12th birthday but he didn’t spend it unwrapping presents or gorging on ice cream and cake....
Viewpoint: Logic & Language, Forms & Facts – Revisiting Terrorism Issues October 17, 2023 By Bill Wilson “Yesterday was my son’s 12th birthday but he didn’t spend it unwrapping presents or gorging on ice cream and cake....
Is It Auto or CGL … or Both or Neither? October 16, 2023 By Bill Wilson For many people, the outdoor grilling season is about over. Notice that I said “grilling” season and not “BBQing” season....
Wear and Tear Exclusions Worn and Torn September 18, 2023 By Bill Wilson For whatever reason, recently I’ve had a slew of questions involving wear and tear exclusions. Perhaps that’s a product of...
The Price Is Wrong August 21, 2023 By Bill Wilson If you’re shopping for insurance online, with apologies to Bob Barker and Drew Carey, the price isn’t right. That is,...
‘Better Late Than Never?’ Not So Fast. July 17, 2023 By Bill Wilson A general contractor hired a company to place a dumpster at a job site. However, the company put the dumpster...