Articles by Elizabeth Blosfield

Insurance Industry Is Rethinking Cat Modeling After Last Year’s Disasters

After Hurricane Harvey swept through Texas last August, it not only left behind nearly 50 inches of rain in some areas and an estimated $125 billion in damage, but questions for the insurance industry in terms of how to approach …

Rhode Island Auto Body Shop Legislation Goes Into Effect

Updated legislation regarding the use of aftermarket parts in the repair of motor vehicles, passed by the Rhode Island General Assembly in June, has become law without Rhode Island Governor Gina Raimondo’s signature. Rhode Island law allows bills passed by …

Cyber Business Interruption Risks Still Difficult to Figure

Although the insurance industry may have had plenty of time to wrap its mind around managing physical property threats, what about the growing area of non-physical threats? This question was raised among panelists at the 2018 PLUS Cyber Symposium, held …

Surplus Lines Bill Among Laws Vetoed by R.I. Governor As She Clears Desk

Among the three laws vetoed by Rhode Island Governor Gina Raimondo as she cleared her desk of all pending legislation last week was a bill relating to surplus lines insurance. The bill – 2018 – H 7909 Substitute A – …

Maryland Appeals Court Says Insurer Has Duty To Defend in Hidden Camera Case

The Maryland Court of Special Appeals has concluded that Harleysville Preferred Insurance Company has a duty to defend the limited liability company that owns and operates Rams Head Tavern in underlying litigation regarding a hidden video camera in its women’s …

Maine Employers Are Not Required to Reimburse Employees for Medical Marijuana Use

The Maine Supreme Court has ruled that employers in the state are not required to reimburse employees for their use of medical marijuana under the Maine workers’ compensation system because federal law preempts state law. This decision vacates a previous …

Maine Employers Are Not Required to Reimburse Employees for Medical Marijuana Use

The Maine Supreme Court has ruled that employers in the state are not required to reimburse employees for their use of medical marijuana under the Maine workers’ compensation system because federal law preempts state law. This decision vacates a previous …

Report Says Record Number of Data Breach Notices Filed in New York in 2017

The New York Attorney General’s Office (NYAG) this year released a report outlining a record number of data breach notices filed with the office in 2017 – the highest since NYAG started receiving data breach notices in 2006. In the …

Cyber Business Interruption Remains Area of Uncertainty for Insurance

Although the insurance industry may have had plenty of time to wrap its mind around managing physical property threats, what about the newly growing area of non-physical threats? Panelists at the 2018 PLUS Cyber Symposium, held in May in Chicago, …

Mass. SJC Rules Independent Contractor Statute Doesn’t Apply in Workers’ Comp Case

The Massachusetts Supreme Judicial Court (SJC) has ruled the state’s independent contractor statute does not determine whether a claimant is an employee eligible for workers’ compensation benefits in a case that has led to questions about worker misclassification. “Worker misclassification …