Articles by Stefani Mingo

Quake Authority Looks to Develop a Five-Year Strategic Plan

After the Northridge earthquake rumbled through California on Jan. 17, 1994, destroying or damaging more than 200,000 homes, injuring 12,000 people and killing 60, and damaging or leaving uninhabitable 114,000 buildings, many insurers refused to write both homeowners and quake …

Moratoriums Add Up in Calif.’s Nonstandard Market

Could it be that the California nonstandard auto market is hardening? Looking back to the beginning of the year, many companies lowered their personal auto rates in California in an effort to gain market share, but now-five months later-those companies …

A Good Idea Takes Off: Young Agents Celebrates 25 Years

Back in the mid ’70s, Gail Murrell, Dennis Kristan and Fred Baumgarden-after an initial introduction via the telephone-met at Baumgarden’s house to kick around the idea of forming a Young Agents Committee (YAC). The three men concluded that young agents …

SCHOOL RULES FOR THE NEW MILLENNIUM: School Districts Face New Risks from the Playground to the Clas

With the new millennium comes a complex array of challenges to America’s public schools. Among them are the need to improve academic performance, reduce overcrowded classrooms, meet the needs of a growing number of children with disabilities, curtail dropout rates, …

Latin American Agents Assoc. Gathers for Inaugural Trade Fair

The Latin American Agents Association (LAAA) will hold its first annual trade fair, “La Feria de Seguros,” on June 2-4 in Los Angeles County. LAAA first came together in January 1999 in order to provide Hispanic brokers and agents with …

Quackenbush Investigation Far From Over

It began back in March, when lawmakers demanded that California Insurance Commissioner Chuck Quackenbush appear at an April 27 hearing and produce confidential reports his office prepared on the handling of Northridge earthquake claims. Now, seven weeks later, Quackenbush is …

A BRIEF HISTORY OF AUTOMATION: The Past, Present and Future of the Industry

In 1981, IBM introduced its personal computer (PC) for use in the home, office and schools. Prior to that time, there had been several MS-DOS compatible personal computers that ran DOS programs. As computers became more widespread in the workplace …

Getting Automated: How One Agency Streamlined Its Work Flow

In today’s fast-paced, high-tech world, an agency management system-one that is built with technology that defines the future of the insurance automation industry-is a crucial part of an independent agency’s success. “You have to be automated,” said Paul Hammack, vice …

What Are You Anyway’ Agent/Broker Distinctions Can Get Muddled

Recent legislation has industry circles wrestling over the ongoing question: What makes an agent an agent and a broker a broker? An agent is traditionally defined as a licensed individual or organization authorized to sell insurance by or on behalf …

State Farm Exits InsWeb’s Marketplace

Effective May 1, State Farm will no longer participate in Redwood City, Calif.-based InsWeb Corp.’s marketplace for auto, term life, homeowners, condominium and renters insurance. According to Dick Luedke, public affairs specialist for State Farm, the Bloomington, Ill.-based insurer was …