Articles by William Rabb

Rabb is Southeast Editor for Insurance Journal. He is a long-time newspaper man in the Deep South; also covered workers' comp insurance issues for a trade publication for a few years.

Rebates on HO Premiums? It’s a Thing, Orion180 Says in Launching Florida Coverage

Orion180, a property insurance and surplus lines carrier founded in Melbourne, Florida, in 2016, has now started writing policies in the state where it is headquartered. And it is doing so with what appears to be an unusual strategy: Rebates …

Court: 911 Not Part of Emergency Services, Barring Dispatcher Liability Coverage

A 911 dispatch center is not necessarily part of a county’s emergency services department and is not covered by a secondary liability insurance policy, a federal appeals court found this week in a decision that will cost Travelers several million …

Florida OIR Faults DFS in Move to Combine Regulatory Functions. DFS Pushes Back

In a March memo to lawmakers, Florida’s Office of Insurance Regulation sharply criticized the state’s rather unique two-agency insurance regulatory structure, arguing that the Department of Financial Services has dropped the ball on consumer complaints, investigations and insurer affiliate companies. …

Consultant Sheds Some Light on MGA Fee Report at Florida Legislative Hearing

A Florida House of Representatives panel went straight to the source of a consultant’s report that has caused widespread concern among lawmakers about insurance company profit-shifting. But the hour-long web interview with Arizona-based consultant Jan Moenck shed only limited light …

South Carolina DOI Names Noga, Formerly With GuideOne, as Captives Director

The South Carolina Department of Insurance named Andy Noga, formerly CEO and general counsel of GuideOne Insurance Group, as director of captives, underscoring the state’s commitment to fostering captive insurance companies, the DOI said Wednesday. “We focused on identifying a …

North Carolina Appeals Court Won’t Budge on Intrepid Insurance Name Mix-up

What’s in a name? Enough confusion to sink a subrogation lawsuit and appeal brought by the insurer for a burned-up Hardee’s restaurant, the North Carolina Court of Appeals said Wednesday. “…The trial court properly determined that Intrepid Agency lacked standing …

SC Bill Moves to House, Would Lower Liquor Liability Coverage, End Joint-and-Several

The fate of a bill that would modify South Carolina’s joint-and-several liability law now rests with the state House of Representatives after the state Senate last week approved the measure following weeks of heated debate. “We’re finally getting some movement …

Public Adjuster Pleads Guilty to Another Scam, This One on a Church in Georgia

A notorious public adjuster, already in prison for scamming Louisiana and Texas residents out of insurance proceeds, last week pleaded guilty to defrauding Brotherhood Mutual Insurance Co. and a Georgia church out of millions of dollars after the church was …

Fla. House Subcommittees Vote to Repeal PIP Law, Pass Two Other Insurance Bills

The Florida House subcommittee on insurance advanced two hotly debated bills Thursday, one supported by insurance agents but another that was opposed by agents and carriers alike. And another subcommittee voted to repeal the auto insurance personal injury protection law …

Miami Insurance Broker Sentenced to 3.5 Years in Condo Premium Finance Scheme

A federal judge on Wednesday sentenced a Miami insurance broker to 41 months in prison and more than $5 million in restitution for defrauding a Georgia credit union by obtaining loans for condominium associations’ premium financing, then using the loans …