Underwriting integrity is all about properly assessing the risk of the applicant. It has nothing to do with setting up the risk pools that spread the risk. This author is conflating underwriting the applicant with how the risk pools are run. This author doesn’t know what he is talking about.
Underwriting integrity is all about properly assessing the risk of the applicant. It has nothing to do with setting up the risk pools that spread the risk. This author is conflating underwriting the applicant with how the risk pools are run. This author doesn’t know what he is talking about.