Workers’ Comp High Risk
Market Detail: RWISI (www.rwisi.com) offers non-standard workers’ comp coverage for high-risk, high mods, USL&H, construction, roofing, temporary staffing, oil & gas, steel & tower erection, small to medium (1-1000 employees), start-ups, and difficult-to-place risks. Commissions are typically higher than standard.
Available limits: As needed
Carrier: Varies by state, admitted
States: All states excecpt Alaska, N.D., Ohio, and Wyo.
Contact: Randy White at 813-220-9220 or e-mail at Randy@rwisi.com
Equipment, Tools, Floaters
Market Detail: BindDesk Insurance Services (www.BindDesk.com) can write mono-line tools, equipment floaters, and miscellaneous property floaters and quickly. Admitted and non-admitted markets available nationwide with a variable of deductibles and limits available.
Available limits: As needed
Carrier: Various, admitted and non-admitted available
States: All states
Contact: Greg Liewald at 858-204-9530 or e-mail: greg@binddesk.com
Bookkeepers
Market Detail: Herbert H. Landy Insurance Agency Inc. (www.landy.com) offers E&O, professional liability, workers’ comp, BOP and more for bookkeepers.
Available limits: As needed
Carrier: Unable to disclose
States: All states except Alaska and La.
Contact: John Torvi at 781-292-5417 or e-mail: johnt@landy.com
Home Health Care & Miscellaneous Home Services
Market Detail: M.J. Hall and Company, Inc. (www.mjhallandcompany.com) offers general liability coverage with primary limits up to $1 million occurrence/$3 million aggregate. Included coverages: medical payments coverage – $5,000 limit; errors and omissions coverage – policy limits; sexual and physical abuse coverage – $50,000 per claim/$100,000 aggregate (higher optional limits available). No deductible required. Property coverage includes: basic, broad or special form; replacement cost or ACV; building; business personal property; business income; equipment breakdown; accounts receivable; computer equipment; outside signs; and valuable papers. Crime coverage includes: inside the premises – theft of money and securities; inside the premises – robbery or safe burglary of other property; and outside the premises.
Available limits: As needed
Carrier: Various, admitted
States: Alaska, Ariz., Calif., and Nev.
Contact: Stacey Shurson at 209-870-2978 or staceys@mjhallandcompany.com
National School Bus Contractors Program
Market Detail: All Trans Risk Solutions LLC (www.alltransins.com) has an exclusive school bus contractors program with an A.M. Best “A” Rated Carrier. Writing in all 50 states, available coverages include business auto, general liability, commercial property, abuse & molestation, excess and EPLI. Mixed fleets are acceptable up to 20 percent non-school bus. Program includes in-house underwriting, 24 hour claims reporting, loss control services as well as risk management products and discounts on services such as drug testing.
Available limits: Maximum $5 million
Carrier: Unable to disclose, admitted
States: All states
Contact: Megan Morbee at 201-661-2365 or e-mail: megan@alltransins.com
Topics Alaska
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