Tortured reasoning? A 4 – 2 decision? Seems to me that two justices and at least one attorney have lost touch. I sure don’t need to see my homeowners insurance increase because druggies now can kill each other off and submit claims. How does our legal system continue to produce such gems?
Last time I looked, most standard homeowner policies would exclude this type of situation from coverage.
8. Intentional Loss
Intentional Loss means any loss arising out of any act an “insured” commits or conspires to commit with the intent to cause a loss.
In the event of such loss, no “insured” is entitled to coverage, even “insureds” who did not commit or conspire to commit the act causing the loss.
If that’s not clear enough, how about this exclusion?
8. Controlled Substance
“Bodily injury” or “property damage” arising out of the use, sale, manufacture, delivery, transfer or possession by any person of a Controlled Substance as defined by the Federal Food and Drug Law at 21 U.S.C.A. Sections 811 and 812. Controlled Substances include but are not
limited to cocaine, LSD, marijuana and all narcotic drugs.
Granted, we aren’t told the specifics of the policy, but why was the insurance company put in the position of taking this to court in the first place?
Judges that are out of touch with reality should be voted out as soon as their term is up. Their job is to adjudicate the law not rewrite what the legislators have enacted on behalf of the people. Too many jurists are on power trips and have lost touch with what is right and what is wrong
Just another example of the compensated society we have become. Life’s risks and the outcomes of our decisions are but opportunities to get compensated. While this is alarming, I think it tragic that we’re so willing to put a price tag on lives and not willing to accept responsibility for our own (or a loved ones’s) actions.
Since when do we equate shooting herion into somebody with Icy sidewalks? That attorney needs to have his head examined.
I am just impressed that the junkie had paid up homeowners insurance.
Tortured reasoning? A 4 – 2 decision? Seems to me that two justices and at least one attorney have lost touch. I sure don’t need to see my homeowners insurance increase because druggies now can kill each other off and submit claims. How does our legal system continue to produce such gems?
Last time I looked, most standard homeowner policies would exclude this type of situation from coverage.
8. Intentional Loss
Intentional Loss means any loss arising out of any act an “insured” commits or conspires to commit with the intent to cause a loss.
In the event of such loss, no “insured” is entitled to coverage, even “insureds” who did not commit or conspire to commit the act causing the loss.
If that’s not clear enough, how about this exclusion?
8. Controlled Substance
“Bodily injury” or “property damage” arising out of the use, sale, manufacture, delivery, transfer or possession by any person of a Controlled Substance as defined by the Federal Food and Drug Law at 21 U.S.C.A. Sections 811 and 812. Controlled Substances include but are not
limited to cocaine, LSD, marijuana and all narcotic drugs.
Granted, we aren’t told the specifics of the policy, but why was the insurance company put in the position of taking this to court in the first place?
but why was the insurance company put in the position of taking this to court in the first place?
Because we have a flawed legal system & someone (the company of course) had deep pockets.
Judges that are out of touch with reality should be voted out as soon as their term is up. Their job is to adjudicate the law not rewrite what the legislators have enacted on behalf of the people. Too many jurists are on power trips and have lost touch with what is right and what is wrong
Just another example of the compensated society we have become. Life’s risks and the outcomes of our decisions are but opportunities to get compensated. While this is alarming, I think it tragic that we’re so willing to put a price tag on lives and not willing to accept responsibility for our own (or a loved ones’s) actions.