Delaware Town Faces Flood Insurance Suspension

August 24, 2013

  • August 26, 2013 at 12:39 pm
    Kathy Stephens says:
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    OK – what does it mean when the article states “if coverage is suspended, most federal assistance won’t be unavailable.” That means it will be available, right?

    • August 26, 2013 at 1:33 pm
      jw says:
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      Exactly my question. Wonder if anyone will answer.

      • August 27, 2013 at 1:48 pm
        Scott Wheeler says:
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        you would have to ask FEMA

  • August 26, 2013 at 1:53 pm
    Texas says:
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    Since they lose their Regular program status, wouldn’t it resort to the Emergency program?

    • August 27, 2013 at 1:48 pm
      Scott Wheeler says:
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      no. see below

  • August 26, 2013 at 4:00 pm
    Casey Jones says:
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    @Kathy Stephens: Ask moron insurance commissioner Karen Weldin Stewart, but don’t hold your breath waiting for her to get back to you.

  • August 27, 2013 at 1:46 pm
    Scott Wheeler says:
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    State insurance regulators have no authority over the NFIP. As such, Ms. Stewart has no say in the matter whatsoever. FEMA decides whether a community is progressing satisfactorily along a planned path toward rectifying deficiencies discovered under the requirements of the NFIP.
    If a community is suspended or/ terminated from participation, they will lose eligibility, period, for some time. A community under suspension is ineligible for continued coverage under the NFIP. No renewals and no new policies issued.
    If a community is simply placed on probation, a surcharge of $50.00 is added to all renewal and new business until the community is either suspended or has the probation removed.

  • August 27, 2013 at 1:50 pm
    Scott Wheeler says:
  • August 27, 2013 at 2:56 pm
    Patti Cake in the East says:
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    FEMA = GOVERNMENT. ‘Nuff said.



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