I must admit that my mind went to the exact same place. No thoughts of how much better-protected the citizens of Wisconsin will now be, only of the opportunities being created for the ambulance chasers. It’s probably not my place to question the governor’s motivations, but besides the trial lawyers – who really benefits from the increased minimum limits?
He has already put this state in the toilet. Why raise the limits but still not require drivers to carry insurance? Perhaps requiring insurance would be a better start. This is just another move to see how much he can screw the state up. Raise gas tax, wants to raise sales tax, taxes on internet purchases, and worst of all tolls – that will surely help those who are struggling to get by as it is.
The only thing this will accomplish is more people driving without insurance, as they will not be able to afford the higher limits. What is he thinking.
Make it mandatory to carry 100/300/50 – and make it mandatory to show proof of insurance at the time of licensing. Also, make it mandatory for insurance carriers to report lapse in coverage.
How stinking simple is this??
And then have teeth in the laws if cars are caught without insurance.
It is a privelege to drive – not a right. We need to start governing our roads the way that they need to be governed.
well, limits should be allowed set by the policyholder to an extent. many states have 25/50/20 for minimum. all 50 states require you to have insurance if you own/register the vehicle. 1 state even says that you have to have insurance just to have a license. (i like that idea.) we have recently seen a change in a few states that if you are pulled over for a violation or even an accident and you don’t have insurance, your vehicle get’s towed! insurances are required to notify the state that the insurance for a vehicle has been stopped. problem, is that the state is not following up on these cases, to see if the vehicle has been sold or reinsured elsewhere. some states, even give 30 days between insurance companies. raising limits can be a good things but in this case, a bad thing. is the state going to provide these folks that coverage if they don’t have a premium to fit their budget? how do you plan on folks to work, if you take the insurance to a premium they can’t afford, then not able to legally drive the car to work or even the grocery store? who is really getting the profit? the insurance folks! so is the govenor in cahoots w/them?
In Wisconsin, you are not required to carry insurance. (New Hampshire doesn’t require it either.) The law just states that you have to have the financial means to pay for your damages. It is the dumbest thing I have heard of because though who choose not to insure their vehicles are the ones who cannot financially afford to pay for insurance let alone damage to another vehicle or injuries.
Doyle has no intention of mandatory insurance – just raising the limits. Be prepared for your UM/UIM coverage costs to skyrocket.
As a life-long resident of WI I’ve often wondered why I stay here, well it’s about staying close to my elderly folks and once gone I expect to exit WI. We’re among the highest taxed states in the country and our government can’t manage our budget – just finding more ways to leach more from residents. I’ve been irritated by the fact that we don’t mandate coverage = no insurance no car! Come on, increasing required coverage limits will seed what? How about more people choosing not to carry coverage! What are they thinking???
City of Milwaukee Police Dept posts accident reports on line daily. Vast majority of drivers AT FAULT/AND/OR DWI are driving without any insurance. Also, the number of Hit and Run reports are disgusting. When will the Wisconsin electorate wake up to realize that this cannot go on. Driving is a privilege, not a right. Contact your legislator to demand auto insurance be required to drive period.
oh yes, you do…all 50 states require you to carry insurance…now some states will allow you to be self insured, and give the state a bond of $500 for uninsured motorist coverage.
oh yes, they do? why do you think he’s requiring higher limits of cvg….
curr min is only 25/50, so what makes you think you don’t have to have insurance? because the state will tell you to pay a bond if you don’t have it — normally a bond is almost like getting fined $500…
That’s the whole stupidity of the bill – since insurance isn’t mandatory per se, it will drive people to not carry insurance because they can’t afford the premiums. As for the bond system, I have been rear-ended twice by uninsured motorists, one for $500 in damage and the other for $6500 in damage. Neither were satisfied – just judgments that will never be paid. The bond that they had to post was never paid because they did not have the money. So they lost their license, what good does that do? Now they are driving without insurance and without a license. What good is a bond really if the person doesn’t have the money to put up for the bond. Funny that a state requires minimum insurance limits but requires no proof of financial ability to pay if you do not carry insurance.
That’s the problem – it should be a felony to be driving without insurance and confiscation of the vehicle if caught. Instead we pay uninsured motorist’s!!!!! Get a clue Doyle…
What is wrong with higher requirments. Most states have not raised their minimums in over 20 years. Are you telling me the average paycheck has not gone up in 20 years. What is $25K to most of you, not much if you can’t be working. Canada requires 100/300. If you can’t afford the cov, you can’t afford to pay for your damages, so…… you can’t afford to drive!!!!
I’m a broke college student. And in the state of affiars that our economy is in, I will need a job. Since I cannot pay insurance, I am also facing a revocation of my liscense. What good does that do me? It will bar me from any employment, unless I were to be paid under the table. The law needs to me rewritten; ownership of a car should warrant purchasing of insurance, not just having insurance in order to keep your liscense. I don’t even drive!
let me tell you something, only 2 states require that you have insurance just to have a license w/o a vehicle. WI requires you to carry insurance for a vehicle. in many states not that its a felony, but it is a violation and many states require you to file an sr22 if you don’t have it. some states will even impound your vehicle now if you don’t have insurance. i wish all states require, just to have a license, you must have insurance. it would eliminate many of the um drivers.
I heard that the economy isnt doing all that well, so this means that people that still have jobs and income now need to pay for everyone else? I think there is something wrong with this picture. I would love to just drop my auto insurance because i am the greatest driver on the face of the earth, never an accident. I am sure i am not the only one either. So is there an option can the average joe do anything to fight this increase???
I don’t have a problem with increased limits. Except now I have to have $10k for med pay. It costs me $40 every six months. This is a waste of my money. I have health insurance. Almost never do I have a passenger. Why should I be forced to carry this? That is just silly. I understood the “greater good” theory but forcing med pay???
I had $300K liability, yet with the stacking provision on UM/UIM my premium went up 72% from last year. No other changes were made, with no claims or violations. While the intent was good, the trial lawyers must be jumping for joy, with upcoming greed.
I had a 74% since last year. I contacted my WI state senator and assembly reps, and found there are bills AB 525 and SB 386 to repeal some of these changes. It is currently stalled by the Democrats, I was told. I feel we were unfairly taken advantage of. A revolt of some sort is certainly due.
Just another way the politicians and fat cat insurance company’s way of ripping off the middle class hard working people out of their hard earned income again. They always find a new angle every few years.
And don’t forget, they are doing this to save us right !!
Is this an attempt to attract personal injury lawyers to the state? God knows there is not enough of them around!!
I must admit that my mind went to the exact same place. No thoughts of how much better-protected the citizens of Wisconsin will now be, only of the opportunities being created for the ambulance chasers. It’s probably not my place to question the governor’s motivations, but besides the trial lawyers – who really benefits from the increased minimum limits?
He has already put this state in the toilet. Why raise the limits but still not require drivers to carry insurance? Perhaps requiring insurance would be a better start. This is just another move to see how much he can screw the state up. Raise gas tax, wants to raise sales tax, taxes on internet purchases, and worst of all tolls – that will surely help those who are struggling to get by as it is.
The only thing this will accomplish is more people driving without insurance, as they will not be able to afford the higher limits. What is he thinking.
Make it mandatory to carry 100/300/50 – and make it mandatory to show proof of insurance at the time of licensing. Also, make it mandatory for insurance carriers to report lapse in coverage.
How stinking simple is this??
And then have teeth in the laws if cars are caught without insurance.
It is a privelege to drive – not a right. We need to start governing our roads the way that they need to be governed.
well, limits should be allowed set by the policyholder to an extent. many states have 25/50/20 for minimum. all 50 states require you to have insurance if you own/register the vehicle. 1 state even says that you have to have insurance just to have a license. (i like that idea.) we have recently seen a change in a few states that if you are pulled over for a violation or even an accident and you don’t have insurance, your vehicle get’s towed! insurances are required to notify the state that the insurance for a vehicle has been stopped. problem, is that the state is not following up on these cases, to see if the vehicle has been sold or reinsured elsewhere. some states, even give 30 days between insurance companies. raising limits can be a good things but in this case, a bad thing. is the state going to provide these folks that coverage if they don’t have a premium to fit their budget? how do you plan on folks to work, if you take the insurance to a premium they can’t afford, then not able to legally drive the car to work or even the grocery store? who is really getting the profit? the insurance folks! so is the govenor in cahoots w/them?
In Wisconsin, you are not required to carry insurance. (New Hampshire doesn’t require it either.) The law just states that you have to have the financial means to pay for your damages. It is the dumbest thing I have heard of because though who choose not to insure their vehicles are the ones who cannot financially afford to pay for insurance let alone damage to another vehicle or injuries.
Doyle has no intention of mandatory insurance – just raising the limits. Be prepared for your UM/UIM coverage costs to skyrocket.
As a life-long resident of WI I’ve often wondered why I stay here, well it’s about staying close to my elderly folks and once gone I expect to exit WI. We’re among the highest taxed states in the country and our government can’t manage our budget – just finding more ways to leach more from residents. I’ve been irritated by the fact that we don’t mandate coverage = no insurance no car! Come on, increasing required coverage limits will seed what? How about more people choosing not to carry coverage! What are they thinking???
City of Milwaukee Police Dept posts accident reports on line daily. Vast majority of drivers AT FAULT/AND/OR DWI are driving without any insurance. Also, the number of Hit and Run reports are disgusting. When will the Wisconsin electorate wake up to realize that this cannot go on. Driving is a privilege, not a right. Contact your legislator to demand auto insurance be required to drive period.
oh yes, you do…all 50 states require you to carry insurance…now some states will allow you to be self insured, and give the state a bond of $500 for uninsured motorist coverage.
Wisconsin does not require insurance. They make no statement as to bonds either. Wisconsin does not require insurance. Period.
oh yes, they do? why do you think he’s requiring higher limits of cvg….
curr min is only 25/50, so what makes you think you don’t have to have insurance? because the state will tell you to pay a bond if you don’t have it — normally a bond is almost like getting fined $500…
That’s the whole stupidity of the bill – since insurance isn’t mandatory per se, it will drive people to not carry insurance because they can’t afford the premiums. As for the bond system, I have been rear-ended twice by uninsured motorists, one for $500 in damage and the other for $6500 in damage. Neither were satisfied – just judgments that will never be paid. The bond that they had to post was never paid because they did not have the money. So they lost their license, what good does that do? Now they are driving without insurance and without a license. What good is a bond really if the person doesn’t have the money to put up for the bond. Funny that a state requires minimum insurance limits but requires no proof of financial ability to pay if you do not carry insurance.
That’s the problem – it should be a felony to be driving without insurance and confiscation of the vehicle if caught. Instead we pay uninsured motorist’s!!!!! Get a clue Doyle…
What is wrong with higher requirments. Most states have not raised their minimums in over 20 years. Are you telling me the average paycheck has not gone up in 20 years. What is $25K to most of you, not much if you can’t be working. Canada requires 100/300. If you can’t afford the cov, you can’t afford to pay for your damages, so…… you can’t afford to drive!!!!
I am not a member of the bar. Just someone who is tired of getting burned by those who do not want to pay their fair share.
I’m thinking sandman is a member of the bar association
I’m a broke college student. And in the state of affiars that our economy is in, I will need a job. Since I cannot pay insurance, I am also facing a revocation of my liscense. What good does that do me? It will bar me from any employment, unless I were to be paid under the table. The law needs to me rewritten; ownership of a car should warrant purchasing of insurance, not just having insurance in order to keep your liscense. I don’t even drive!
let me tell you something, only 2 states require that you have insurance just to have a license w/o a vehicle. WI requires you to carry insurance for a vehicle. in many states not that its a felony, but it is a violation and many states require you to file an sr22 if you don’t have it. some states will even impound your vehicle now if you don’t have insurance. i wish all states require, just to have a license, you must have insurance. it would eliminate many of the um drivers.
I heard that the economy isnt doing all that well, so this means that people that still have jobs and income now need to pay for everyone else? I think there is something wrong with this picture. I would love to just drop my auto insurance because i am the greatest driver on the face of the earth, never an accident. I am sure i am not the only one either. So is there an option can the average joe do anything to fight this increase???
I don’t have a problem with increased limits. Except now I have to have $10k for med pay. It costs me $40 every six months. This is a waste of my money. I have health insurance. Almost never do I have a passenger. Why should I be forced to carry this? That is just silly. I understood the “greater good” theory but forcing med pay???
I had $300K liability, yet with the stacking provision on UM/UIM my premium went up 72% from last year. No other changes were made, with no claims or violations. While the intent was good, the trial lawyers must be jumping for joy, with upcoming greed.
I had a 74% since last year. I contacted my WI state senator and assembly reps, and found there are bills AB 525 and SB 386 to repeal some of these changes. It is currently stalled by the Democrats, I was told. I feel we were unfairly taken advantage of. A revolt of some sort is certainly due.
Just another way the politicians and fat cat insurance company’s way of ripping off the middle class hard working people out of their hard earned income again. They always find a new angle every few years.
And don’t forget, they are doing this to save us right !!