A dispute over four words will cost an insurance company about $200,000.
A federal appeals court in Michigan has ruled in favor of a man in the Grand Rapids area who suffered serious injuries during a motorbike crash in 2013. Beau Heimer was 22 at the time and had been drinking alcohol before a game of chicken in rural Kent County.
Companion Life rejected Heimer’s claim for medical expenses, saying the policy didn’t cover injuries from the “illegal use of alcohol.”
But the appeals court says Heimer’s use of alcohol wasn’t illegal. The court said that riding the motorbike after drinking was illegal.
Judge David McKeague says the insurance company “must bear the consequences” of how the policy was written.
Topics Lawsuits Carriers Profit Loss Michigan
Was this article valuable?
Here are more articles you may enjoy.
AIG’s Zaffino: Outcomes From AI Use Went From ‘Aspirational’ to ‘Beyond Expectations’ 
Insurance Issue Leaves Some Players Off World Baseball Classic Rosters 
Insurify Starts App With ChatGPT to Allow Consumers to Shop for Insurance 
Preparing for an AI Native Future 
