GMAC Insurance Study: Some 20 Million Drivers are Potential Accidents Waiting to Happen

May 26, 2005

  • May 26, 2005 at 11:14 am
    Use Your Accelerator Please says:
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    No big surprise there. I think 50% of the people not knowing how to merge into traffic is quite low as far as Illinois is concerned. I do agree that Illinois is filled with many more idiot drivers than other states.

    How many times have you been caught behind a moron that thinks he/she should merge into 65mph traffic by going 40mph with their foot on the brake.

    Just another study about the obvious.

  • May 26, 2005 at 12:04 pm
    mario andretti says:
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    i’m from pa and the way we merge into 65 mph traffic is going 70 mph with our hand on the cell phone.

    not me of course, i’m a perfect driver.

  • May 26, 2005 at 12:33 pm
    Hanging In There says:
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    Does this study consider that the more populated states rank the lowest – of course there are less accidents – there is no one around to hit!

  • May 26, 2005 at 12:39 pm
    literal louie says:
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    i think we’re missing the breakthrough point that GMAC has discovered… since only 20 million of us drivers are accidents waiting to happen, everybody else will no longer have to pay car insurance.

  • May 26, 2005 at 12:42 pm
    Dallas survivor says:
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    If TX ranks 32nd, it’s because they didn’t poll Dallas. I’m sure there are worse places to drive in this country, but if the sheer volume of idiots is considered, you’d be hard pressed to name them…

  • May 26, 2005 at 12:43 pm
    mario says:
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    Actually, the article wasn’t about accidents. It was about drivers admitting (or demonstrating through incorrect test answers) that they don’t know how to drive or that they don’t do what they know they should.

    More drivers on the road shouldn’t make people less knowledgeable about the rules of the road.

  • May 26, 2005 at 12:46 pm
    mario says:
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    40 million will need insurance – the 20 million that cause the accident and the 20 million that get in their way.

  • May 26, 2005 at 2:45 am
    M says:
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    I can say that WI drivers in the middle of the state (WI Rapids) and close to the Illinois border (Kenosha area) are by far some of the dumbest drivers out there. They love to hang out in the left lane and drive 5 under the speed limit.

  • May 26, 2005 at 3:45 am
    Car L. Crash says:
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    We’re the best? Must have polled the only 5 drivers in Eastern Oregon. Drive 10 miles on I5, then you’ll know.

  • May 26, 2005 at 5:19 am
    jason, St. Louis, MO says:
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    Having driven through Oklahoma numerous times in two years, and encountering their drivers outside the state, I have noticed that OK has and un-believably high concentration of idiot drivers, more so than any state that I drive through on a regular basis. Their standing on the list of 50 is surprising.

  • May 27, 2005 at 7:28 am
    Edwin W. Thompson says:
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    Let’s get down to the basics. Are students being taught the laws of physics in school?
    All need to know about “inertia” (Speed),
    Centrifugal Force (curves), Center of Gravity (high clearance vehicles”, Foresight (read the road ahead)

  • May 27, 2005 at 7:38 am
    Runningoutofpatience says:
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    People driving in my Philadelphia suburban neighborhood don’t seem to know or care what a stop sign means! I have to sometimes wait while 15-20 cars blow through the stop sign at the top of my street before I can pull out of my driveway. It’s a question of consideration. Offending drivers obviously put their getting somewhere 30 seconds faster before showing some basic decency and courtesy on the road.

  • May 27, 2005 at 8:39 am
    chip says:
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    Please spare me the BS. This ‘study’ of 5000 drivers in a country with over 200,000,000 drivers? What is the margin of error +/- 25%? Nice try.

  • May 27, 2005 at 10:19 am
    Kim Cyr says:
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    Your kidding, you must be kidding. This article may be the funniest and most ridicoulous survey I have ever read.

    1 out of 5 don’t know it is slippery when it starts to rain, yet 96% of those folks would know what to do if they hydroplaned? I have a lot of fleas I have to sell for a one time fee of $5,000 if you believe that.

  • May 27, 2005 at 11:05 am
    Not Surprised says:
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    I’ve traveled quite a bit, and I have to agree that the New England drivers are the worst anywhere I’ve been. Nowhere else have I encountered the rudeness, and purposeful disregard of safety rules like is found there.

    I’m sure much of the problem is caused by the lack of proper road markings. Traveling through Connecticut, we had to detour off the interstate (46 mile backup), and ask for directions. No one where we stopped had any idea which way was north (we were on US Rt1). We find a lack of street signs throughout New England, on many secondary and tertiary roads.

    I agree, though, the survey did not represent a large enough and broad enough sample.

  • May 27, 2005 at 1:51 am
    John Peters says:
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    I have been looking for conclusive proof for years that Rhode Island drivers suck, not we have proof. Anyone have a link to the test? I would like to try my luck at it!

  • May 28, 2005 at 2:26 am
    Blue hair says:
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    You guys think you have it rough. Florida is king of the blue hairs. Our idiots are bigger idiots than you could imagine. I am suprised FL. wasn’t the worst.

  • May 28, 2005 at 7:34 am
    Teels says:
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    No kidding!!! All this while Mass AAA regularly advertises for cell phones when they know that drivers using cell phones are driving as impaired as a drunk. Knowing that the people they insure are the worst drivers in the country. They are not just dumb they are genetically rude and boorish. And AAA helps make it worse. Is it any surprise that the best dirvers are also the most polite?

  • May 28, 2005 at 10:17 am
    VTers are colorblind says:
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    I am from Rhode Island but I have been living in Vermont for the past 4 years while I attend UVM. I am aware that RI and Mass are breeders of aggressive drivers but I just wanted to say that Vermonters are some of the worst drivers that I have ever seen. The list above says that VT is the 6th best state of drivers…this may be true because they know the rules and are cautious on the roads but I think that they are TOO cautious and everyone knows that this makes for drivers that are likely to cause accidents. On top of that, at EVERY stoplight I am at, I count numerous VERMONT license plates that pass through the light once it is red causing a hazardous situation for the drivers that actually have the green light! Yes, I understand that this happens in all states when a person wants to beat that yellow light, but even in RI, I don’t see 5-6 cars going through a RED light! I was once almost hit dead on by a VTer (while I was in VT) speeding through a red light when I had the green…its a good thing that I knew how the VTers drive and I know to pause longer before going on MY green light! Whenever I see a driving ‘wrong’, I look to see what state the license plate is from…and 9 times out of 10, it is Vermont! This says alot when I am in Burlington, the biggest city in VT with MANY out of state college students driving around. There is good to be found in this situation…since living in VT, I have become a more cautious driver of those drivers AROUND me (mainly VTers) because I never know when someone else will cause that accident!

  • May 28, 2005 at 11:13 am
    Pipe-O-Rama says:
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    Agreed. I Live in New England. And I get cut off, sideswiped, tailgated, and other stupid things that NE Drivers throw at me DAILY. This study is terribly accurate to the fact that New England drivers… yanno… suck.

  • May 28, 2005 at 11:16 am
    Anonymous says:
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    In reply to “Hangin’ in there” These are adverage scores. so the More Populated states should have more accurate results than a less populated one since they have more drivers to test.

  • May 28, 2005 at 5:49 am
    mario andretti says:
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    just ask what day of the week they took this so called test and most of your questions will be answered along with clearing up any doubts you may have had. then again, any time a big CORPORATION declares something, we all must turn into good little sheep and believe it, and then pay any hike in rates that they can convince washington to allow!!!

  • May 31, 2005 at 10:13 am
    MICMAC says:
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    How is MA not 50?

    When I was an adjuster in MA back in the 90’s I was following a plaintiff attorney across town to take a statement from one of his clients. The attorney STOPPED at every GREEN light.

    When we got to our destination I asked him why. His reply… “Do you think I picked this town to set up my practice by accident, people here drive like idiots”

  • May 31, 2005 at 1:15 am
    caliche-pit says:
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    Maybe the reason that more Texans don’t complain about poor driving is because of all the open containers and concealed weapons. Thank God our legislature has just adjourned; it looked as though guns were going to be required in order to get a license. That seems to be overkill (unless you’re visiting Massachusetts).

  • May 31, 2005 at 1:30 am
    Linda says:
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    You know if this were a true and accurate sampling then why not simply require a test every so often. I am 50 and I do not remember how many feet before an oncoming car I am to dim my headlights, I just see the car and know to do so. Therefore often the feet and time questions on a driving test are useless unless a person can use them practically. That is where it counts. The written test as I recall it and I have had to take 2 since I moved several of the questions are just not practical in the way they are written. However I think better signage on roads with enough warning to get into the proper lane and using common sense on the highways. They often give a speeding ticket when you are going 10 miles over the limit which is the law, however the person that is weaving in and out of traffic at a legal speed is more of a hazard to drivers on the highway. The rules are what we have to work with, doesn’t mean they always work kind of like our judicial system.

  • June 1, 2005 at 8:38 am
    EJH says:
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    Maybe I missed it but is a copy of the test that was given available onywhere online?

  • June 1, 2005 at 5:21 am
    john says:
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    It simply is not possible that Oregon drivers rate #1 — or are other states truely filled with incompetent drivers?

    Oregon drivers simply can not merge, they tailgate, fail to use their signal, think that if their vehicle fits it is safe to merge, sleep at green lights, cut-off trucks, do not know where they are going (only been living here for 2 decades…still don’t know which bloody lane they should be in at the light), do not know how to react to snow, rain, or sun shine, lose cargo that is insufficiently secured to the top RVs, stop in the middle of the road to let someone in from a secondary road where if they had just continued that person could have entered traffic uninhibited about 2 seconds later, travel in left lanes at speeds lower the rest of traffic, fail to pay attention to what they’re doing [driving], etc. The list continues.

    A few weeks ago on route 5 south-bound; a pick-up truck with a trailer had an equipment failure that caused it to over-turn. Rubber-necking halted traffic on the north-bound side…there were 3 additional accidents on the north-bound side where folks rear-ended the halted traffic – obviously not paying attention, AND stopping on the highway to take-in the “sights”. These are good driving skills?

    Speeding does not cause accidents; not respecting the laws of physics does. Think about it; the limits are set for the worst conditions, for the worst drivers, for the worst vehicle. Then Oregon sets different speed limits for trucks on highways (10mph less than other vehicles) so that there more large slow-moving obstacles to avoid. What is it that Germany’s autobahn has comparatively fewer accidents?

    This report can not possibly be accurate.

  • June 2, 2005 at 5:23 am
    Linda says:
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    I think many are confusing written testing with driving ability. Have you ever met a mensa student with no common sense?

  • June 2, 2005 at 8:21 am
    Eric says:
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    According to statisitcal sampling theory sample error is a function of absolute sample size not relative sample size. But the method the by which the sample is selected does impact the margin of error.

  • June 2, 2005 at 1:36 am
    Alf says:
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    Lets face up to it folk. Americans are not given a thorough grounding in how to drive. In most countries, getting a drivers licence is not a formality, but a lengthy and expensive process, taking months of practice. Here it can be done in one day!

  • June 2, 2005 at 1:36 am
    Alf says:
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    Lets face up to it folk. Americans are not given a thorough grounding in how to drive. In most countries, getting a drivers licence is not a formality, but a lengthy and expensive process, taking months of practice. Here it can be done in one day!

  • June 5, 2005 at 4:35 am
    Bill says:
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    There is not one state in the entire Union that is even remotely close to southern Ontario when it comes to poor, ill-informed, selfish, dangerous, and just plain horrible drivers. I have spent considerable time driving in both the Northeastern States and southern Ontario over the past 25 years. It isn’t even close!!!

  • June 6, 2005 at 7:24 am
    PADriver says:
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    I love how people in MA pull out into the road to make a left turn blocking traffic from the left. And the thing is the drivers don’t mind! Try that in Philly (I have) and they blow their horns & make you back up to get out of their way.

  • June 6, 2005 at 7:49 am
    Eddy says:
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    I too would like to see the testt hat GMAC Insurance gave to the drivers nationwide. Thanks

  • June 6, 2005 at 9:18 am
    Tracey says:
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    I would be interested to see the test and the results, particularly the percentage of people getting certain questions right, because based on the articles I’ve seen, I don’t think the study shows what the headlines indicate.

    Does the study show that people don’t know the rules (which is what the headlines claim when they say that people would fail the test) or that people don’t follow the rules (which is what the text implies but has nothing to do with whether they would pass a test)? These are completely different problems with completely different solutions, and eye-catching headlines won’t help anybody deal with real problems.

  • June 6, 2005 at 10:02 am
    David says:
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    I am getting tired of to see most people use cellphone while drive car, truck, business bus. also school handicapped bus . they are not pay attedent on the road. they wave the car, buses. and trucks. I mean that they do not stay on lane. I looked hanicapped school bus . I thought person is sleepy or sick . I had speed to check driver . the Lady use cellphone and drive same time. if must use cellphone pull off the highway or freeway or any road. then talk on pleasure cellphone or angry . it is really dangerous to use cellphone and can be cause by major accident. It is time to stop it now for our safety. Young teenageer need to stop use boom box while driving . You cant hear police or fire or emergency come along. I notice the driver failure to stop because they can not hear it . It need to stop now. also need stop eating in car while driving. I notice people have plate or big sandwish to eat while drive with legs. IT need stop . another thing need to stop use phone plug in ear. I know they use it for cellphone or music must to remove off and drive. it is safetly side . why people drive one head light or back light . or lazy to fix window. or fix tire not keep driving spare tires for days. Must to repair engines to stop smogs. people are too lazy to fix up the car. Like broke mirror , broke door or or bad muffer or bad tires or bad window . the worser ever i saw people are lazy to use seat belt without ticket. where is police to catch people who dont use seat belt ?
    IT is time change and thing must fix right and safelty for our lives than worse and kill .
    thank you
    df

  • June 6, 2005 at 1:10 am
    jason from florida says:
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    I am in the worst place. South Florida’s older population does not care. They do not look they do not yield they do not care. They are completely retarded! Snow birds are just as bad. Now that you have seen Florida go home and don’t come back.

  • June 6, 2005 at 1:19 am
    steve says:
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    I guess they were worried that we would have shown up those east coast morons. We should have a chance to be the worst, just like everyone else!

  • June 6, 2005 at 1:19 am
    x says:
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    http://www.gmacinsurance.com/

  • June 6, 2005 at 1:43 am
    John Q Consumer says:
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    I took the test and have to say the questions aren’t worded all that well. Many (IMHO) have answers where none are clearly correct or the scenerio needs more clarification to get a right answer (did get 19 out of 20 irrespective of this). But these results should be taken with a grain of salt considering this survey can from insurance company!!! Would they really say, for example, that the best drivers come from NJ yet we are charging them some of the highest insurances rates in the US? They would have a hard time justifying that.

  • June 6, 2005 at 1:47 am
    Anonymous says:
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    I guess if you add Alaska & Hawaii to the list that makes 51 states…interesting… how can we believe the test results when they can’t get the right number of states represented. I am in Florida and I know that we have probably the worst drivers, but guess what….most of them come from somewhere else.. they weren’t born here!~!

  • June 6, 2005 at 2:11 am
    Anonymous says:
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    The survey counts DC as a state, which means the survey only counts those in the continental US. I guess they have no interstates in the forgotten states ;)

  • June 6, 2005 at 2:44 am
    frightened oregonian says:
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    I think OR came in first because we’re so literate – we can all read and retain the Rules of the Road book, but we just don’t bother to follow it into practice. Even stranger, I came to OR from Iowa, and I can tell you definitively that there is NOTHING scarier than a 90 year old Iowa farmer who started driving a tractor when he was 7. I have no idea who they questioned there – must’ve been all IDOT officials, cuz it sure wasn’t average drivers…

  • June 6, 2005 at 2:55 am
    perplexed says:
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    I’ve never been to Alaska, but Hawaii does have an interstate highway – WHY????

  • June 6, 2005 at 5:50 am
    driving in ontario says:
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    That is because some 150,000 out of the 250,000 annual immigrants to Canada settle in here, many of them coming from countries where:
    1. not everybody has a car
    2. driving rules are kinda lax or non-existent.
    A lot of local fossiles or very aggressive drivers on the roads, too. I’ve found senior drivers to be both the least accomodative and most dangerous. It’s scary when you drive on the freeway and have to pass someone who just can’t steer straight.

  • June 7, 2005 at 10:26 am
    Stat guy and parent says:
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    This is no surprise to me; i travel to NH, VT, CT, NY, PA, VA, MD, WV on a regular basis. This is not a problem limited to any specific state but rather that when people get a drivers license, they are only tested on the physical aspects; there is no testing which can address the lack of critical thinking skills. My kids have all had problems with tickets and fender benders just because they hurry everywhere, act as if they are the only car on the road and cannot anticipate the consequences of their driving habits. Nor can they accurately assess their own driving skills. They always think it is the “other guy”; and I reply that to someone else, you the “other guy”.

  • June 7, 2005 at 1:16 am
    tony the wheelman says:
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    Unless we are able to see and take the test ourselves,we will all assume that those who” lack basic knowledge of rules of the road and safe automobile operation” ARE NOT US! If this info is to be of any benefit educationally or otherwise we need to be able to test ourselves.

  • June 7, 2005 at 3:42 am
    Tracy Carlson says:
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    We are Educating the public.
    “Campaign for Courtesy on the Road” is a Non-Profit organization with the sole purpose of addressing these issues and holding drivers accountable for their behavior behind the wheel.
    This project is having great success in the Mid-Atlantic area(for obvious reasons,Md.is 44)and is going nationwide.
    We need other concerned drivers and businesses to get involved.
    To find out more, please email to:
    littlecarguy@aol.com.

  • June 10, 2005 at 11:06 am
    good driver/bad driver says:
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    No wonder Cali is at the end of the list. Why don’t we just sell the driving license? We could reduce the DMV spending and it wouldn’t make any difference on the roads. We need a brutal hard test like some European countries have it. If not 85% of Californians fail it the first time something is wrong with it.

  • June 11, 2005 at 8:33 am
    YO says:
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    They are saying Washington DC is a state?

  • June 17, 2005 at 8:52 am
    Virginia says:
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    Hawaii has interstate roads to get federal funding. They have to call their major roads interstates or they are not able to get federal funding to maintain them.

  • June 28, 2005 at 10:14 am
    Anonymous says:
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    I wish people could you complete sentences and proper English.

  • July 7, 2005 at 8:17 am
    W.R. Eckless says:
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    now it’s about money and not about educating the new drivers.

  • July 21, 2005 at 9:35 am
    Jerry Koopman says:
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    Do they have a copy of the test available? Where do I get it?

  • July 21, 2005 at 10:24 am
    tony the wheelman says:
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    Don’t hold your breath waiting to see a copy of the “test”. I and others have suggested this since June.
    Seems like we will never know how we would do,what areas need improvement and if this “test”has merit or is totally B.S.
    It may not even exist.Might just be more of that creative journalism we have come to know and love!!! Without it we will all have to go forward driving the same ,thinking we are doing it well while wreaking havoc on the road ’cause we just don’t know!!!
    As we all know, New York Divers are definitely the best at “combat driving”!!
    Driving in New York City is a “test” every day.
    Information of this nature is useless if it can’t be used to gauge and improve our safety and the safety of others.

  • June 4, 2006 at 10:08 am
    Dan says:
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    GMAC Driver test at http://www.gmacinsurance.com/SafeDriving

  • June 5, 2006 at 8:27 am
    CAUTIOUS IN GA says:
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    the url http://www.gmacinsurance.com/SafeDriving does not work. why can\’t we get a correct link to the test? is it because they don\’t want to be proven wrong about certain areas?

  • June 17, 2006 at 11:51 am
    tma714 says:
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    The correct URL is: http://www.gmacinsurance.com/SafeDriving/2006/

  • November 7, 2006 at 2:35 am
    Russell Morrow says:
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    would like to see a copy of drivers test

  • January 12, 2007 at 12:06 pm
    CRYSTAL says:
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    i was wanting to contact someone for GMAC for Motorcycle for breakdown and recovery vendor relations please contact me at 850-682-5130 thanks for you time



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