and I’ll prove to you that he has no idea what Commissioner McCarty is doing in Florida to cross the line from regulation to politics, that Dinallo doesn’t know how California’s Prop 103 works or how tedious and bureaucratic dealing with TDI is, what it’s like to deal with some of the assigned risk plans and other unique state mechanisms. In short, he is defending a system when he only knows his component of that system and does not see the inefficiencies the way the industry is forced to see it. State regulation is dead if Congress takes an honest look at it.
Skip, I’d agree that there is a disturbing lack of understanding of the problem at all political levels. Here in Florida, those that best understand the problem are the ones listened to the least, and vice versa.
I hope, despite the tragedy that is the Florida market, that state regulation is not dead. At the state level, when something is broken, it is easier to fix, but at the federal level, the cure is typically worse than the disease. There is just so little that the Feds do well.
Oh, yeah, and there’s that little thing called The Constitution that gets in the way. Some silliness about how powers not specifically granted to the federal government are reserved to the states or to the people.
Any Federal regulation should mandate continuing education class requirements for all licencees. Today in AZ, you can get your license and NEVER learn anything new for the rest of your life! Licencees MUST keep their education up to date.
It would be nice to have a nationwide standard for licensing new agents, though. Although, if there was a national standard for ethics required I daresay that Washington DC would be poorly equipped to manage that one!
While Jack and April are unfortunately both terribly inarticulate and rude, they also happen to be correct, despite their obvious personal educational deficiencies. I remember the days here in Florida before CE became mandatory. Continuing training was both high quality and very relevant. Now that CE is no more than an exercise in collecting meaningless hours primarily for the financial fain of the providers, it’s meaningless, and mostly a waste of time. It’s not to say that I’ve never attended a decent CE class (I have) nor ever learned anything in such a class (I *definitely* have), but in general CE is a poor return on investment these days. Good classes are the exception rather than the rule.
Let’s do away with mandated CE requirements. Those of us that intend to remain competitive and find value in continued training will seek out the very best training, not just the kind that posts hours quickly. Let the market eliminate the rest through sagging reputations and errors and omissions claims.
I have taken hundreds of CE hours, and I still teach CE to this day. I’ll gladly give up my CE “paychecks” in order to return to some sensibility, though.
Good agents will always seek more knowledge and better training. Poor agents will fail to do so, and Darwin will move them to more suitable occupations. “May I supersize that for you?”
Good summary. Of course, one must realize that the legislature’s purpose of mandating CE credits is NOT to increase or maintain agents’ skill or knowledge; it’s to control them and skim revenue off of them.
If you are taking CE just to get credit, no matter how good the class is you will not get anything from it. If you are taking CE to gain knowledge or a designation you are going to seek out the best products, classes, instructors, etc.
It is a sad commentary that most agents & account managers I have worked with only want the CE to keep their license. I am a big advocat of education so I am always trying to get people I know to take designation classes instead of just CE.
CE is important but maybe Trey is right, no mandatory CE wil weed out thoes not willing to learn.
and I’ll prove to you that he has no idea what Commissioner McCarty is doing in Florida to cross the line from regulation to politics, that Dinallo doesn’t know how California’s Prop 103 works or how tedious and bureaucratic dealing with TDI is, what it’s like to deal with some of the assigned risk plans and other unique state mechanisms. In short, he is defending a system when he only knows his component of that system and does not see the inefficiencies the way the industry is forced to see it. State regulation is dead if Congress takes an honest look at it.
Skip, I’d agree that there is a disturbing lack of understanding of the problem at all political levels. Here in Florida, those that best understand the problem are the ones listened to the least, and vice versa.
I hope, despite the tragedy that is the Florida market, that state regulation is not dead. At the state level, when something is broken, it is easier to fix, but at the federal level, the cure is typically worse than the disease. There is just so little that the Feds do well.
Oh, yeah, and there’s that little thing called The Constitution that gets in the way. Some silliness about how powers not specifically granted to the federal government are reserved to the states or to the people.
What a wacky concept, huh?
Any Federal regulation should mandate continuing education class requirements for all licencees. Today in AZ, you can get your license and NEVER learn anything new for the rest of your life! Licencees MUST keep their education up to date.
It would be nice to have a nationwide standard for licensing new agents, though. Although, if there was a national standard for ethics required I daresay that Washington DC would be poorly equipped to manage that one!
Forget contiuing ED – Ive taken 100s of hours and NEVER LEARNED ANYTHING WORTHWHILE – Youre an idiot.
Couldnt agree more:
Glen must be a ffucking idiot!!
April, what a potty mouth you have! Maybe you need further education on how to write in a proper format!
While Jack and April are unfortunately both terribly inarticulate and rude, they also happen to be correct, despite their obvious personal educational deficiencies. I remember the days here in Florida before CE became mandatory. Continuing training was both high quality and very relevant. Now that CE is no more than an exercise in collecting meaningless hours primarily for the financial fain of the providers, it’s meaningless, and mostly a waste of time. It’s not to say that I’ve never attended a decent CE class (I have) nor ever learned anything in such a class (I *definitely* have), but in general CE is a poor return on investment these days. Good classes are the exception rather than the rule.
Let’s do away with mandated CE requirements. Those of us that intend to remain competitive and find value in continued training will seek out the very best training, not just the kind that posts hours quickly. Let the market eliminate the rest through sagging reputations and errors and omissions claims.
I have taken hundreds of CE hours, and I still teach CE to this day. I’ll gladly give up my CE “paychecks” in order to return to some sensibility, though.
Good agents will always seek more knowledge and better training. Poor agents will fail to do so, and Darwin will move them to more suitable occupations. “May I supersize that for you?”
Trey,
Good summary. Of course, one must realize that the legislature’s purpose of mandating CE credits is NOT to increase or maintain agents’ skill or knowledge; it’s to control them and skim revenue off of them.
If you are taking CE just to get credit, no matter how good the class is you will not get anything from it. If you are taking CE to gain knowledge or a designation you are going to seek out the best products, classes, instructors, etc.
It is a sad commentary that most agents & account managers I have worked with only want the CE to keep their license. I am a big advocat of education so I am always trying to get people I know to take designation classes instead of just CE.
CE is important but maybe Trey is right, no mandatory CE wil weed out thoes not willing to learn.