This is an important agency. My husband was a victim of ID theft by a family member who knew all his information so could open accounts in his name and there were aliases on his credit report that the thief used, and bad accounts, making it hard to get jobs when his credit was pulled. The only reason the bank and credit bureaus responded to our disputes and cleared up the false information on credit reports is because of the Consumer Financial Protection Bureau, which came to his aid. It is also this agency CFPB which forces credit bureaus to give you your free annual report if you complain and if the credit bureau fails to do that.
This is an important agency. My husband was a victim of ID theft by a family member who knew all his information so could open accounts in his name and there were aliases on his credit report that the thief used, and bad accounts, making it hard to get jobs when his credit was pulled. The only reason the bank and credit bureaus responded to our disputes and cleared up the false information on credit reports is because of the Consumer Financial Protection Bureau, which came to his aid. It is also this agency CFPB which forces credit bureaus to give you your free annual report if you complain and if the credit bureau fails to do that.