3 Association D&O Claims Drivers to Watch in 2026

Overview

From emotionally charged resident disputes to evolving legal standards, the insurance landscape for community associations is shifting fast. Is your D&O coverage keeping up with today’s risks?

In this report from Ian H. Graham, you’ll discover:

• One emerging animal-related exposure that sits at a complex intersection of federal, state, and local law, and why even good-faith board decisions can trigger litigation
• The fiduciary duty gap that’s putting associations at risk of serious claims, and how recent legislation is raising the stakes
• An often-overlooked policy language difference that could determine whether your clients’ defense costs are covered when contract disputes arise

Community association D&O is a specialized class that demands specialized insight. Download the report to get ahead of the trends shaping 2026, and learn how the right program administrator partnership can make all the difference.