Once again, Demotech Inc., the official research partner of Insurance Journal, identified the nation’s Super Regional Property/Casualty Insurers — P/C insurers writing multiple lines of insurance in multiple states. Under the Demotech Company Classification System, Super Regional P/C Insurers™ include those companies meeting the following specific criteria:
- Active, individual companies not under regulatory supervision at Dec. 31, 2011;
- Reporting data to the National Association of Insurance Commissioners using the property/casualty annual statement format;
- At least $1 million of direct premium written (DPW) in each of two to 34 states at Dec. 31, 2011;
- Less than 90 percent of Dec. 31, 2011 DPW in any one state;
- Less than 90 percent of Dec. 31, 2011 DPW in any one line of business;
- Policyholders surplus of at least $100 million at Dec. 31, 2011;
- Net premium written of at least $50 million at Dec. 31, 2011;
- DPW of at least $25 million at Dec. 31, 2011.
In general, a Super Regional Property/Casualty Insurer™ is an individual company writing multiple lines of insurance in multiple states. Risk retention groups, surplus lines insurers and reinsurers are not eligible for the Super Regional category because they are assigned to other classifications.
Click here for the 2011 list of Super Regional Property/Casualty Insurers.
For more information on this list, contact Andrea Wells or Joseph Petrelli.
| Company | DPW (in thousands) | States with Greater than $1M DPW | |
|---|---|---|---|
| 1 | American Family Mutual Insurance Co. | 4,951,288 | 18 |
| 2 | Erie Insurance Exchange | 3,498,348 | 11 |
| 3 | Farmers Insurance Exchange | 2,840,149 | 33 |
| 4 | Mid-Century Insurance Co. | 2,655,989 | 30 |
| 5 | Auto-Owners Insurance Co. | 2,051,648 | 26 |
| 6 | Nationwide Mutual Fire Insurance Co. | 1,664,765 | 31 |
| 7 | Owners Insurance Co. | 1,557,938 | 24 |
| 8 | Fire Insurance Exchange | 1,473,412 | 16 |
| 9 | American Home Assurance Co. | 1,327,507 | 21 |
| 10 | Progressive Northern Insurance Co. | 1,251,186 | 24 |
| 11 | Safeco Insurance Co. of Illinois | 1,235,925 | 29 |
| 12 | Westfield Insurance Co. | 1,198,699 | 25 |
| 13 | COUNTRY Mutual Insurance Co. | 1,171,193 | 14 |
| 14 | Shelter Mutual Insurance Co. | 1,103,605 | 14 |
| 15 | Peerless Insurance Co. | 1,101,021 | 31 |
| 16 | Farm Bureau Property & Casualty Insurance Co. | 940,853 | 8 |
| 17 | Citizens Insurance Co. of America | 915,440 | 21 |
| 18 | ACUITY, A Mutual Insurance Co. | 839,592 | 20 |
| 19 | Progressive Casualty Insurance Co. | 784,374 | 24 |
| 20 | MemberSelect Insurance Co. | 777,532 | 8 |
| 21 | Netherlands Insurance Co. | 759,724 | 32 |
| 22 | Farmers Mutual Hail Insurance Co. of Iowa | 712,576 | 15 |
| 23 | West Bend Mutual Insurance Co. | 706,698 | 10 |
| 24 | Mercury Casualty Co. | 697,544 | 5 |
| 25 | State Auto Property & Casualty Insurance Co. | 642,764 | 26 |
| 26 | Automobile Insurance Co. of Hartford, Connecticut | 597,498 | 33 |
| 27 | Grange Mutual Casualty Co. | 589,260 | 8 |
| 28 | Companion Property and Casualty Insurance Co. | 551,999 | 30 |
| 29 | Hudson Insurance Co. | 514,333 | 34 |
| 30 | Tower Insurance Co. of New York | 506,724 | 32 |
| 31 | Frankenmuth Mutual Insurance Co. | 492,364 | 14 |
| 32 | Virginia Surety Co. Inc. | 467,793 | 27 |
| 33 | Central Mutual Insurance Co. | 463,499 | 18 |
| 34 | Pennsylvania National Mutual Casualty Insurance Co. | 446,879 | 10 |
| 35 | NGM Insurance Co. | 441,388 | 23 |
| 36 | Erie Insurance Co. | 433,009 | 10 |
| 37 | Selective Way Insurance Co. | 431,768 | 10 |
| 38 | Selective Insurance Co. of America | 430,385 | 25 |
| 39 | State Automobile Mutual Insurance Co. | 412,246 | 24 |
| 40 | Motorists Mutual Insurance Co. | 400,001 | 6 |
| 41 | Bankers Standard Insurance Co. | 399,864 | 28 |
| 42 | Occidental Fire and Casualty Co. of North Carolina | 381,310 | 32 |
| 43 | Farm Family Casualty Insurance Co. | 377,611 | 11 |
| 44 | Pennsylvania Manufacturers’ Association Insurance Co. | 371,149 | 33 |
| 45 | Technology Insurance Co. Inc. | 364,545 | 30 |
| 46 | Harleysville Mutual Insurance Co. | 355,115 | 21 |
| 47 | General Casualty Co. of Wisconsin | 344,453 | 25 |
| 48 | Hastings Mutual Insurance Co. | 341,951 | 6 |
| 49 | United Fire & Casualty Co. | 315,028 | 23 |
| 50 | Farmington Casualty Co. | 304,165 | 30 |
| 51 | Mutual of Enumclaw Insurance Co. | 299,622 | 4 |
| 52 | Loya Insurance Co. | 293,338 | 4 |
| 53 | Westfield National Insurance Co. | 291,234 | 10 |
| 54 | Progressive Gulf Insurance Co. | 275,679 | 3 |
| 55 | General Insurance Co. of America | 273,488 | 31 |
| 56 | Insurance Co. of the West | 272,895 | 9 |
| 57 | Amerisure Mutual Insurance Co. | 272,352 | 21 |
| 58 | Indiana Insurance Co. | 271,958 | 8 |
| 59 | Amerisure Insurance Co. | 270,249 | 19 |
| 60 | American Commerce Insurance Co. | 267,461 | 15 |
| 61 | Vermont Mutual Insurance Co. | 266,694 | 7 |
| 62 | Merrimack Mutual Fire Insurance Co. | 265,489 | 8 |
| 63 | Motors Insurance Corp. | 263,907 | 24 |
| 64 | SECURA Insurance, A Mutual Co. | 263,613 | 12 |
| 65 | Auto Club Insurance Association | 262,306 | 6 |
| 66 | American Economy Insurance Co. | 257,881 | 34 |
| 67 | Pekin Insurance Co. | 252,433 | 5 |
| 68 | Brotherhood Mutual Insurance Co. | 249,966 | 30 |
| 69 | North Star Mutual Insurance Co. | 249,848 | 6 |
| 70 | Harleysville Preferred Insurance Co. | 249,773 | 22 |
| 71 | Bituminous Casualty Corp. | 242,298 | 30 |
| 72 | Preferred Mutual Insurance Co. | 239,549 | 4 |
| 73 | Farmers Automobile Insurance Association | 234,241 | 4 |
| 74 | Protective Insurance Co. | 233,424 | 31 |
| 75 | Old Republic General Insurance Corp. | 231,551 | 26 |
| 76 | Unigard Insurance Company | 231,321 | 8 |
| 77 | California Casualty Indemnity Exchange | 229,642 | 22 |
| 78 | CastlePoint National Insurance Co. | 229,265 | 16 |
| 79 | Harleysville Worcester Insurance Co. | 228,796 | 17 |
| 80 | Farmers Mutual Insurance Co. of Nebraska | 227,890 | 2 |
| 81 | Courtesy Insurance Co. | 222,684 | 18 |
| 82 | American Strategic Insurance Corp. | 221,281 | 8 |
| 83 | Western National Mutual Insurance Co. | 221,261 | 6 |
| 84 | American Road Insurance Co. | 219,229 | 24 |
| 85 | Donegal Mutual Insurance Co. | 217,421 | 6 |
| 86 | National Liability & Fire Insurance Co. | 214,616 | 25 |
| 87 | Quincy Mutual Fire Insurance Co. | 213,086 | 4 |
| 88 | Horace Mann Insurance Co. | 208,725 | 34 |
| 89 | FCCI Insurance Co. | 204,090 | 12 |
| 90 | Sompo Japan Insurance Co. of America | 203,272 | 33 |
| 91 | CastlePoint Insurance Co. | 186,450 | 2 |
| 92 | Utica Mutual Insurance Co. | 186,201 | 25 |
| 93 | Mitsui Sumitomo Insurance Co. of America | 184,348 | 27 |
| 94 | Darwin National Assurance Co. | 184,316 | 34 |
| 95 | Canal Insurance Co. | 165,610 | 32 |
| 96 | New York Marine and General Insurance Co. | 160,657 | 27 |
| 97 | Pacific Specialty Insurance Co. | 159,268 | 7 |
| 98 | Alaska National Insurance Co. | 156,712 | 6 |
| 99 | North River Insurance Co. | 154,570 | 29 |
| 100 | Lancer Insurance Co. | 149,991 | 31 |
| 101 | Federated Rural Electric Insurance Exchange | 146,719 | 34 |
| 102 | Merchants Mutual Insurance Co. | 146,168 | 9 |
| 103 | Mountain West Farm Bureau Mutual Insurance Co. | 142,464 | 2 |
| 104 | Pennsylvania Lumbermens Mutual Insurance Co. | 141,848 | 30 |
| 105 | Concord General Mutual Insurance Co. | 134,792 | 3 |
| 106 | Century-National Insurance Co. | 132,494 | 4 |
| 107 | Markel American Insurance Co. | 131,908 | 34 |
| 108 | Jewelers Mutual Insurance Co. | 131,507 | 30 |
| 109 | Atlantic States Insurance Co. | 130,679 | 6 |
| 110 | Old United Casualty Co. | 128,412 | 6 |
| 111 | Cherokee Insurance Co. | 127,375 | 12 |
| 112 | Federated Service Insurance Co. | 125,627 | 33 |
| 113 | Mid-Continent Casualty Co. | 125,328 | 10 |
| 114 | Grange Insurance Association | 124,649 | 6 |
| 115 | Farmland Mutual Insurance Co. | 118,976 | 27 |
| 116 | Public Service Mutual Insurance Co. | 117,005 | 11 |
| 117 | OneBeacon Insurance Co. | 116,649 | 28 |
| 118 | Preferred Professional Insurance Co. | 116,278 | 24 |
| 119 | Seneca Insurance Co. Inc. | 116,271 | 20 |
| 120 | Lyndon Property Insurance Co. | 114,986 | 22 |
| 121 | First Colonial Insurance Co. | 113,546 | 24 |
| 122 | Hartford Insurance Co. of Illinois | 113,392 | 3 |
| 123 | Brethren Mutual Insurance Co. | 113,119 | 3 |
| 124 | Imperium Insurance Co. | 112,027 | 17 |
| 125 | Builders Mutual Insurance Co. | 111,624 | 6 |
| 126 | Farmers Alliance Mutual Insurance Co. | 107,919 | 8 |
| 127 | American Mercury Insurance Co. | 107,872 | 8 |
| 128 | Cambridge Mutual Fire Insurance Co. | 106,852 | 8 |
| 129 | Columbia Mutual Insurance Co. | 106,032 | 10 |
| 130 | Trinity Universal Insurance Co. | 105,376 | 7 |
| 131 | Vanliner Insurance Co. | 99,422 | 23 |
| 132 | Berkley Regional Insurance Co. | 98,926 | 27 |
| 133 | Insurance Co. of North America | 98,732 | 5 |
| 134 | Cumberland Mutual Fire Insurance Co. | 97,858 | 4 |
| 135 | Triton Insurance Co. | 93,780 | 23 |
| 136 | Physicians Insurance A Mutual Co. | 90,578 | 3 |
| 137 | Republic Underwriters Insurance Co. | 89,336 | 7 |
| 138 | IMT Insurance Co. | 88,142 | 5 |
| 139 | National Indemnity Co. | 87,642 | 28 |
| 140 | Milbank Insurance Co. | 84,843 | 7 |
| 141 | Harford Mutual Insurance Co. | 80,640 | 8 |
| 142 | Penn National Security Insurance Co. | 79,399 | 8 |
| 143 | Lightning Rod Mutual Insurance Co. | 78,870 | 2 |
| 144 | Endurance American Insurance Co. | 74,776 | 12 |
| 145 | Fidelity National Insurance Co. | 74,381 | 13 |
| 146 | MHA Insurance Co. | 68,065 | 7 |
| 147 | Gray Insurance Co. | 60,451 | 7 |
| 148 | Dentists Insurance Co. | 57,514 | 5 |
| 149 | Capitol Indemnity Corp. | 55,707 | 15 |
| 150 | Bituminous Fire and Marine Insurance Co. | 52,791 | 17 |
| 151 | Lititz Mutual Insurance Co. | 49,807 | 8 |
| 152 | Civil Service Employees Insurance Co. | 49,033 | 3 |
| 153 | Middlesex Insurance Co. | 40,369 | 7 |
| 154 | All America Insurance Co. | 35,993 | 13 |
| 155 | Bay State Insurance Co. | 30,254 | 3 |