You may have heard and even laughed about GEICO being sued by a Missouri woman who contracted a sexually transmitted disease (STD) as a result of unprotected sex in a GEICO-insured vehicle. Beyond the sheer inventiveness of the plaintiff, this …
You may have heard and even laughed about GEICO being sued by a Missouri woman who contracted a sexually transmitted disease (STD) as a result of unprotected sex in a GEICO-insured vehicle. Beyond the sheer inventiveness of the plaintiff, this …
Within ISO’s Building and Personal Property Coverage Form (CP 00 10), a 180-day limitation applies to three situations: Within the Additional Coverage – Debris Removal. Simply stated, debris removal expenses, up to the eligible limit, are paid only if they …
“Can a certificate of insurance limit the breadth of protection provided by the insurance policy and endorsements?” This has to be the weirdest certificate of insurance (COI) question I have ever been asked. Generally, the question goes the other way, …
Insurance Services Office (ISO) has released its upcoming homeowners’ multi-state filing. This first major revision in over 11 years is filed to be effective in March 2022. Within this filing, ISO: Introduced one new form and 12 new endorsements; Revised …
Insurance Services Office (ISO) has released to Big I’s Virtual University the upcoming Homeowners’ multi-state filing tentatively effective beginning in March 2022. Yes, 2022. Eleven years have passed since ISO’s last major multi-state filing, so this is major. Within this …
We thank friend of the Academy, Christopher J. Boggs for this guest post. Courts are being asked to decide whether the phrase, “direct physical loss of or damage to” property at the premises unambiguously excludes the presence or presumed presence …
On March 20,2020, I began tracking COVID – specifically the daily numbers of new cases, deaths and recoveries. I undertook this task for several reasons: I enjoy data, I wasn’t going anywhere for a while, but more specifically so that …
Questions swirl around the available COVID vaccines. Some are medical questions and some are legal questions. The most common legal question is, “Can employers require the vaccine?” An employer’s legal ability to require the vaccine is outside the scope of …
Something must be in Ohio’s air. Another Ohio court recorded a pro-insured COVID decision on January 19, 2021. In Henderson Road Restaurant Systems, Inc v. Zurich American Insurance Company, the United States District Court for the Northern District of Ohio …
