Articles by Christopher J. Boggs

Chris Boggs, CPCU, ARM, ALCM, LPCS, AAI, APA, CWCA, CRIS, AINS, is a veteran insurance educator. He is Executive Director, Big I Virtual University of the Independent Insurance Agents and Brokers of America. He can be reached at chris.boggs@iiaba.net.

The Facts About Supposed ‘Illegal Acts’ Exclusions

Is the Insurance Policy Affected if the Business Opens Against a Governor’s Orders: The Facts About Supposed “Illegal Acts” Exclusions States have gone to war against some municipalities over COVID-19. Executive orders currently in place in many states still bar …

Business Income, COVID-19, and Plaintiff Attorneys: They Keep Trying

“I think there was an attempt to dissuade the public from filing these claims and to shape the public opinion that this was not property damage,” said Steven C. Marks, managing partner at Miami-based Podhurst Orseck PA, who has filed …

Coronavirus and the CGL

Although the Virtual University has not received questions regarding how the commercial general liability (CGL) policy will respond to the coronavirus (COVID-19), the CGL’s response must still be understood. Various other publications have addressed the CGL’s response to the coronavirus …

Coronavirus (COVID-19): Does Business Income Respond?

Over the past two weeks, the VU has received countless questions concerning COVID-19 (the coronavirus) and the business income policy. As authorities require businesses to limit activities or shut down completely, the fear and reality of the loss of income …

Coronavirus and the Auto Exposure

Over the last several days the VU has fielded several auto insurance related questions. These questions cannot be classed simply as personal auto or business auto questions because the most common question involves both policies. As of this writing, 21 …

Coronavirus, Pandemics and Workers’ Compensation

A pandemic is defined as, “an outbreak of a disease that occurs over a wide geographic area and affects an exceptionally high proportion of the population.” Although the media lives by the motto, “If it bleeds, it leads,” declaring a …

Coronavirus, Pandemics and Workers’ Compensation

This week’s Academy Journal entry comes to us from friend of the Academy, Chris Boggs. Click and check out what he’s been up to. A pandemic is defined as, “an outbreak of a disease that occurs over a wide geographic …

Analysis: Warren Buffett Champions an Inferior Product in THREE Policy

Warren Buffett, often ahead of the curve, sounded like a disrupter in a 2004 shareholder letter. Fifteen years ago, Buffett wrote, “Insurers have generally earned poor returns for a single reason: They sell a commodity-like product. Policy forms are standard, …

Guest Post: Post-Disaster Readiness: The Psychology of Downed Trees

We are grateful for friend of the Academy, Christopher J. Boggs, CPCU, ARM, ALCM, LPCS, AAI, APA, CWCA, CRIS, AINS, Executive Director, Big “I” Virtual University who provided this very personal post. Thanks, Chris. If you’ve ever experienced a hurricane …

Guest Post: Who Is Liable When No One Is Driving? Finale

We are grateful for friend of the Academy, Christopher J. Boggs, CPCU, ARM, ALCM, LPCS, AAI, APA, CWCA, CRIS, AINS, Executive Director, Big “I” Virtual University who provided this blog series about autonomous vehicles. If you missed any part of …