Articles by Don Jergler

Evolving Consumer Base Is Changing Personal Lines: Conning

There are “far-reaching implications” for personal lines insurers and the products and services they provide as the U.S. continues to undergo changes in its demographic structure, an industry report states. The third annual overview of personal lines insurance consumer markets …

Is Climate Change Now Its Own Industry?

Interest in climate change is becoming an increasingly powerful economic driver, so much so that some see it as an industry in itself whose growth is driven in large part by policymaking. The $1.5 trillion global “climate change industry” grew …

Oregon Workplace Deaths Down in Second Quarter of 2015, Report Shows

Workplace deaths in Oregon for the second quarter of 2015 were down markedly from the previous quarter, possibly resuming a long-turn trend of deaths on average falling steadily since the 1980s, according to the the state bureau that tracks the …

Small Number Causing California Workers’ Comp Review Excess

A small number of physicians are responsible for a large portion of the independent medical review of workers’ compensation cases in California, a process that could be costing payers in excess of $100 million, a report shows. The IMR process was …

California Agents Get Creative to Sell Rideshare Endorsement

Kathy Lamm, an insurance agent in Costa Mesa, Calif., over the past month or two has been busy selling a ridesharing endorsement that Farmers Insurance Group introduced in California in late May. Lamm started spreading the word soon after the …

6.6M Atlantic, Gulf Coast Homes at Risk of Storm Surge

More than 6.6 million homes on the Atlantic and Gulf coasts are at risk of hurricane storm surge with a total reconstruction cost value estimated to be nearly $1.5 trillion, according to an annual report released by CoreLogic on June …

Arizona Supreme Court Ruling May Expose Agents to Lawsuits

An Arizona Supreme Court ruling may expose agents who write auto policies to malpractice lawsuits if they are accused of failing to inform their customers about uninsured and underinsured motorists coverage – even with a signed waiver acknowledging the customer …

Report Sees Major Food Shortage as Climate Change Danger

Climate change reports and studies abound lately – as you will note from a previous column – but one recent report gives potentially the starkest prediction yet of what impacts climate change could have. The report from Lloyd’s of London, “Food …

More Small Employers Using Video to Detect Workers’ Comp Fraud

Trust is hard to come by, and the proof for that cliché is now in the pudding – at least in the world of workers’ compensation. While roughly one-in-10 small business owners say they’re concerned that one of their employees …

California Agents Get Creative to Sell Rideshare Endorsement

Kathy Lamm, an insurance agent in Costa Mesa, Calif., over the past month has been busy selling a ridesharing endorsement that Farmers Insurance Group introduced in California in late May. Lamm started spreading the word soon after the product became …