A-Boating We Might Go

Terrified is not exactly the word I would use to describe my attitude toward boats. Uneasy would be more like it, as anything between a kayak and a cruise ship is out of my comfort zone.

It’s not that I can’t swim, I’m a good swimmer and have participated in several open water swimming events. When I was a teenager, however, I was involved in a boating accident. The ski boat I was riding in was plowed over by a small yacht captained by a drunk driver. Since I was a teenager and, therefore, it was all about me, I don’t recall what happened to the driver of the yacht, but after that incident boating fell way down on my list of fun things to do.

So it was interesting researching and talking to insurance professionals who are involved in insuring boats and yachts because they are extremely passionate about the activity. In fact, their enthusiasm is so infectious I even found myself thinking it might be fun to get out on the nearest lake or ocean in a good-sized watercraft. While skiing is still off limits, cruising the Great Lakes or yachting to the Bahamas does sound, well, wonderful. Many of the agents and underwriters I spoke with for “Anchors Away: The Coast (Except Southeast) is Clear for Marine Insurance,” which appears on N12, were mariners first, gravitating towards insurance because a comprehensive knowledge of boats and boating is essential when it comes to the ins and outs of covering these marine risks. In addition to their expertise with boats, experience with navigation and knowledge of the laws that regulate marine activities, as well as familiarity with the waters in which their insureds will travel, are imperative for good marine insurance professionals.

Congratulations to the Independent Insurance Agents of Texas, which brings its 108th Annual Conference and Trade Show home to Austin June 16 — 17. For a 108-year old, the organization seems mighty young and vigorous. It’s the largest state independent agents association in the country and many, including IIAT President Bill Harrison, Jr. (page 50), think it’s the best. This year’s convention is full of great educational sessions, a trade show with over 130 vendors, and many fun things to do. Since it’s in Austin, the conference culminates with live music, featuring Rotel and the Hot Tomatoes. Get the lowdown on the highlights of IIAT’s annual event on beginning on page 48.

Until next time, happy reading!