February 6, 2012 Main Street America: Insuring America's Small Businesses & Their Owners Errors & Omissions Nonprofits, Social Services & Public Entities

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In this Issue

• Features
  Auto Premiums Lower in Iowa, N.D. and S.D.
  Iowa, North Dakota and South Dakota have the least expensive auto...
• Business Moves
  Business Moves
  IMAC, Specialty Service Solutions Randolph, Mass.-based International...
• Features
  Businesses Oppose Proposed Ohio Fraud Legislation
  Some Ohio businesses are opposing a bill backed by the attorney...
• Features
  Flood Damage in 2011 May Make 2012 Worse Along Mississippi River
  Damage from 2011's record spring floods could leave many people along...
• Features
  Ground Shifting for Medical Liability Insurers: Moody’s
  Although it comprises just over 2 percent of annual direct premiums...
• Features
  Joplin Recovering
  As of Nov. 30, 2011, insurance companies had paid out $1.13 billion...
• Features
  Missouri Sets Record with $21M in Claims Recoveries in 2011
  Missouri insurance regulators say they returned a record amount in...
• Editor's Note
  Lying in Text
  It seems people lie a lot more while texting than they would...
• People & Places
  People
  Jamie Durocher has been promoted to director of business development...

National Coverage

• Features
  Proactive Risk Management of Intellectual Property: Crucial to the Insurance Professional’s E&O
  Now more than ever, the insurance professional's ability to create a...
• Features
  Public Entity Insurance Isn’t Road Salt Or Fill Dirt
  What to Consider When Evaluating Public Entity Insurance Programs...
• Features
  Tougher U.S. Commercial Market Conditions in 2012: Marsh
  U.S. commercial insurance rates are expected to climb across many...
• Features
  U.S. Offers Small Businesses Free Cyber Security Tool
  The U.S. government is making it easier for small businesses to beef...
• Features
  What to Know About Public Entity Self-Insured Retention Programs
  Public entities across the nation must professionally manage the...
• Features
  When Main Street Meets the Cloud
  Small Business Risks to Consider When Accessing Technology for Growth...
• Closing Quote
  Have Insurers Lost the Capacity to Run an Underwriting Profit?
  We frequently hear people ask, "When is the next hard market going to...
• Features
  Conning: P/C Premiums to Grow 3% to 4% in 2012
  Property/casualty insurers are facing a difficult environment in...
• Features
  Employment Bias Complaints Against Private Sector at All-Time High: EEOC
  Employment discrimination complaints against private sector employers...
• Features
  E&O Insights: Use Caution When Moving a Customer From a Claims-Made to an Occurrence Form
  From time to time, an account is moved from one form of insurance to...
• Features
  How to Maximize Producer Talent
  With many challenges facing the insurance industry — such as...
• Features
  Five Startup Businesses Agents Should Watch
  It hasn't been the best of times for America's Main Street...
• New Markets
  My New Markets
  Bringing Market Seekers and Market Providers Together Find markets in...
• Features
  Nonprofits Show Job Growth Despite Decade of Turmoil
  Defying two recessions, the nonprofit sector posted a remarkable...

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