The following markets were selected from the MyNewMarkets database of 25,000 coverages and programs. To find additional markets, or to submit markets, go to www.MyNewMarkets.com.
International Energy Package
Market Detail: MarketScout provides a market for clients needing coverage for foreign exposures. The program provides foreign commercial general liability, foreign commercial auto liability, foreign voluntary worker’s compensation and employer’s liability, kidnap & ransom/extortion and foreign travel accident & emergency medical expense.
Available limits: $1 million to $10 million.
Carriers: Various “A+” Rated by A.M. Best. Admitted.
States: All.
Contact: Norman Alberigo at 972-932-4275 or e-mail nalberigo@marketscout.com.
High Net Worth Clients
Market Detail: AIG Private Client Group offers a package of protection for high net worth clientele. The package features up to $1 million Coverage A, an excess liability policy with limits as high as $100 million, inland marine coverage for collections and schedules of all sizes and coverages for watercraft and yachts. Other coverage options include workers’ compensation for insured’s domestic staff exposures and coverage for individual international exposures. The program has available capacity to cover Florida and other coastal wind exposures. AIG is actively considering new appointments.
Available limits: Depends on coverage.
Carriers: AIG Private Client Group. “A++” Rated by A.M. Best. Admitted.
States: All.
Contact: Mark Ritchie at 908-679-3818 or e-mail mark.ritchie@aig.com.
Haunted House Liability
Market Detail: Francis L. Dean & Associates of Florida LLC brings agents a program for haunted houses. Liability limits are available up to $5 million. All underwriting, policy issuance and certificate of insurance issuance is conducted in-house. Coverage is offered on a seasonal policy term and includes set-up and tear-down dates.
Available limits: $1 million to $5 million.
Carriers: Various “A+” Rated by A.M. Best. Admitted.
States: All.
Contact: Breda Dean at 877-671-3326 or e-mail bdean@fdean.com.
Inspection and Certification Company Liability
Market Detail: Gak Agency Inc. offers a liability program for contractors who certify OSHA inspections, etc. (includes NFPA and other like authorities). Policy provides coverage for entities that inspect protective machinery and other equipment such as sprinkler systems, fire hoses, standpipes and printing machinery. Installation must not exceed 10 percent of the insured’s work.
Available limits: $500,000 to $2 million.
Carriers: Various “A” rated by A.M. Best. Admitted.
States: Conn., Del., D.C., Ga., Ill., Ind., Iowa, Kan., Ky., Maine, Md., Mass., Mich., Minn., N.J., N.Y., N.C., Ohio, Pa., R.I., S.C., Tenn., Vt., Va., W.Va., and Wis.
Contact: Gary Kenoff at 800-425-7873 or e-mail info@insurebest.com.
Sexual Misconduct Liability
Market Detail: ELM Insurance Brokers Inc. offers a program of protection and risk management to respond to actual or alleged acts of sexual misconduct and molestation. Coverage is extended to cases of negligent hiring and supervision. “Failure to report” claims of sexual misconduct or molestation to proper authorities are also covered in this program. The program targets religious institutions and organizations such as churches, parishes and Archdiocese, educational institutions, health care organizations and social services. Entities providing leisure services are also eligible for this program. These operations include camps, recreation centers and outdoor activity companies. Coverage is worldwide and places a “duty to defend” requirement on the insurance carrier.
Available limits: $500,000 to $5 million.
Carriers: Various “A” rated by A.M. Best. Admitted.
States: All.
Contact: Thomas A. Dowd at 646-367-5161 or e-mail tdowd@insurancespecialtygroup.com.
Registered Investment Advisors Errors & Omissions
Market Detail: Fox Point Programs makes errors and omissions coverage available to Registered Investment Advisors (RIAs). Uninsured RIAs run the risk personal financial loss in the event of a claim. Advisors covered under a broker-dealer umbrella program may be inadequately covered if the aggregate limits have been reached in the sponsoring program’s policy. This policy is designed to protect the individual policyholder, not the sponsoring broker/dealer firm. Premiums start at $1,421 for $1 million liability protection. Risks are ineligible if involved in REITS, limited partnerships or hedge funds. Other underwriting restrictions apply. Identity theft coverage of $25,000 is provided at no cost to the insured.
Available limits: $500,000 to $2 million.
Carriers: Certain Underwriters at Lloyd’s of London. Non-Admitted.
States: All.
Contact: Al Holden at 800-499-7242 or e-mail albert.holden@foxpointprg.com.
Non-Standard Physicians and Dentists
Market Detail: Travis-Pedersen and Associates of Arizona LLC offers professional liability (medical malpractice) coverage for physicians, surgeons and dentists who have problem claim histories, probation or difficulty obtaining coverage due to specialty.
Available limits: $100,000 to $3 million.
Carriers: Various “A” rated by A.M. Best. Non-admitted.
States: Ala., Alaska, Ariz., Ark., Calif., Colo., D.C., Fla., Ga., Hawaii, Idaho, Ind., Iowa, Kan., Ky., La., Maine, Md., Mass., Mich., Minn., Miss., Mo., Mont., Neb., Nev., N.J., N.M., N.Y., N.C., N.D., Ohio, Okla., Ore., S.C., Tenn., Texas, Utah, Vt., Va., Wash., Wis., Wyo.
Contact: Matt Gervin at 480-281-3850 or e-mail mattg@travped.com.
Wrecker Program
Market Detail: Appalachian Underwriters offers a program for wrecker services working for auto dismantlers, garages and for-hire wrecker services. The program is not designed for operations involved in repossession operations. Garage liability and on hook coverage is available. The program only requires a 10 percent down payment. Full auto coverage is provided and the carrier will entertain all fleet sizes. Drivers must have three years of licensed driving experience or five years experience for new ventures.
Available limits: As needed.
Carriers: SPARTA Insurance. “A-” rated by A.M. Best. Admitted.
States: Ala., Ariz., Ark., Calif., Colo., Conn., Del., D.C., Fla., Ga., Idaho, Ill., Ind., Iowa, Kan., Ky., La., Maine, Md., Mass., Mich., Minn., Miss., Mo., Mont., Neb., Nev., N.H., N.J., N.M., N.Y., N.C., N.D., Ohio, Okla., Ore., Pa., R.I., S.C., S.D., Tenn., Texas, Utah, Vt., Va., Wash., W.Va., Wis., and Wyo.
Contact: Walt Sams at 888-376-9633 ext. 7420 or e-mail walt.sams@appund.com.
Charter and Tour Buses
Market Detail: S.H. Smith & Co. Inc. has developed a program to provide protection for charter buses, sightseeing tour bus operators, tour bus and intra-city bus contractors.
Available limits: Various.
Carriers: Various; Admitted (A.M. Best rating not provided.)
States: Ala., Alaska, Ariz., Ark., Calif., Colo., Conn., Del., D.C., Fla., Ga., Idaho, Ill., Ind., Iowa, Kan., Ky., La., Maine, Md., Mich., Minn., Miss., Mo., Mont., Neb., Nev., N.H., N.M., N.Y., N.C., N.D., Ohio, Okla., Ore., Pa., R.I., S.C., S.D., Tenn., Texas, Utah, Vt., Va., Wash., W.Va., Wis. and Wyo.
Contact: Jeffrey Blumberger at 860- 561-3600 or e-mail Jeffery_Blumberger@SHSmith.com.
Submit your company’s property/casualty markets to the industry’s leading searchable database at www.mynewmarkets.com.
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