National Section

Insurtech: A Role Model of Innovative Talent Success

Several years ago, technology announced its intent to rock the insurance industry. Some dismissed the challenge and saw the rise of insurtech as a minor disrupter. But times have changed. Funding is pouring in for major companies with revolutionary ideas …

Is It Time to Start Planning for 2019?

Are you ready? 2019 is right around the corner. A new year is a good time to introduce change and new goals at your company, because it feels like a fresh start for employees. Regardless of what was accomplished in …

One-Quarter of Americans Own a Side Business, Most Go Uninsured: The Hartford

About 57 million, or 25 percent, of Americans own a side business that is not their primary source of income. The majority of the owners of side businesses surveyed have full-time jobs. About half of side business owners surveyed dedicate …

Mixing Up Occupancy for Commercial and Residential Properties

There is a trend in residential construction to build condominium communities that go beyond the traditional amenities we’re used to. We are accustomed to work out rooms, pools, game rooms and the like in communities. What we see today also …

Monday Workers’ Comp Claims Not Changed by ACA: Report

Monday morning claims – or claims of worker injuries thought to be unrelated to their jobs and likely happening on the weekend – have not been altered by the Affordable Care Act (ACA), according to new research from the National …

P/C Direct Premium Written Up 6.1 Percent

Direct premium written (DPW) for property/casualty insurance companies continues to increase, albeit gradually. At year-end 2017, more than $636 billion of DPW was reported, a record high for the industry. For 2017, total DPW for all P/C insurers aggregately increased …

#MeToo One Year Later

It’s been one year since news broke about Harvey Weinstein, sparking the #MeToo movement. Since that time, one-third of executives have altered their actions to avoid behaviors that could be perceived as sexual harassment, according to new data from the …

Insurtech Pilots and Pivots: Learning by Doing and Undoing

“If you can’t admit a failure, you’re not an entrepreneur. You are not a good business person. There’s nothing brilliant about what you are doing.” –Mark Cuban Insurtechs are great for the industry because it needs to change to be …

Supply and Demand Keeping M&A Market Active

In the first two quarters of 2018, we saw continued high levels of merger and acquisition (M&A) activity. There were 252 announced deals through June 30, 2018. Those deals were spread over a vast universe of buyers – 96 different …

Time to Revisit Independent Contractor vs. Employed Producer Status

Insurance agencies across the country hire some or all producers as independent contractors instead of as employees. The mixed use of employees and independent contractors in insurance is common in other industries as well. The ramification of this hiring decision …

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